Blog | Gen Re

Our Perspective

Have Personal Auto Rate Hikes Helped You Turn the Corner? 3 Important Factors Can Affect Profitability

By Gary Ragusa and José González |May 08, 2019|English

After three years of taking rate and leveling loss frequency, the insurance industry’s Personal Auto Liability (PAL) results look a lot better and seem to be moving in the right direction. The more urgent question for any carrier is: Can you say...
Read More
Italy Steers a Course for Driverless Vehicles

By Grainne Gillen |April 24, 2019|English

Imagine a typical backdrop for autonomous driving. Do you picture the endless highways of Middle America? Perhaps you see a car weaving between the futuristic skyscrapers of Shanghai or speeding down one of Germany’s famous unrestricted Autobahns. Italy...
Read More
Another Bad Faith Auto Case - But Favorable to Insurers

By Tim Fletcher |April 15, 2019|English

These days, it’s rare that court decisions involving bad faith are favorable toward insurers. However, the Georgia Supreme Court recently provided a bright spot in an area darkened by adverse legal developments for claims professionals. At issue...
Read More
Spotlight on Commercial and Personal Auto

By Gary Ragusa and José González |November 20, 2018|English

After several years of challenged results and rate responses, have Commercial and Personal Auto rates caught up with the trend? Industry loss ratios suggest that many carriers are still playing catch-up. With ultimate liability loss ratios above 70%...
Read More
Driving Under the Influence of Marijuana

By Bill Baumann |June 20, 2018|English

As more states legalize marijuana for medical and recreational use, there is a rising concern about the risk of people getting behind the wheel while high. Marijuana can slow reaction time, impair judgment and distance, and decrease coordination. After...
Read More
Starts and Stops With Autonomous Driving in the U.S.

By Charlie Kingdollar|April 09, 2018|English

Autonomous vehicles, both cars and trucks, are being tested in at least a dozen states across the U.S. Commercial use has already begun with autonomous tractor-trailers hauling cargo and rideshare firms transporting passengers in cars in several locations....
Read More