Our Perspective
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Is Dyslexia a Red Flag for Underwriters?
By Dr. Katharina Dorn and Ben Quilter November 03, 2021 English
Dyslexia and dyscalculia are relatively common developmental disorders that can present in many ways. They are usually mild forms with no real impact on daily life, but they can also be severe conditions that cause persistent struggles in school and...
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Key Drivers of Mortality – The Latest Research
By Jean-Marc Fix October 27, 2021 English
As we’re well into the second year of the pandemic, mortality is front page news. This topic, normally of interest only to a few demographers and actuaries, is now top of mind for many. But before COVID took its rightful place on the front pages,...
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How Insurers Can Use Behavioral Economics Approaches to Make Improvements – Bringing BE to the Forefront
By Keith Brown and Heidi Alpren October 07, 2021 English
At Gen Re, we often talk about ways to actively utilize Behavioral Economics (BE) approaches – in fact, one of our favorite catchphrases is “putting BE into action.” Implementing these important tools can help insurers in many ways,...
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Our Group Term Life Market Survey – Focusing on the Positive, Despite Negative Sales Results
By Mike Fullerton September 01, 2021 English
Last year, we were pleased to report a rebound for the U.S. Group Term Life (GTL) industry, with a moderate 5% increase in new combined GTL and AD&D sales premium for 2019, as compared to 2018. However, just as companies were reporting these positive...
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Improving Accelerated Underwriting Results by Putting Behavioral Economics Into Action
By Heidi Alpren July 19, 2021 English Español
Over the past several years, the concept of Behavioral Economics has turned mainstream, even as it challenges the very foundation of traditional economic thinking by introducing the concept of dual system thinking (“fast” and “slow”)....
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Time to Embrace Inclusive Insurance
By Zoe Woodroffe July 13, 2021 English
The availability of Life and Protection cover for people living with certain serious health conditions in the UK is starting to become a critical issue for insurers. The public perception is that insurers simply don’t offer cover, or that it is...
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