Our Perspective

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  What’s the Future for Insurance? Hear What Experts Really Think in Our New Digital Dialogues Series [Podcast]

  By Ross Campbell |November 29, 2018|English

  Disruption, information revolution, robo advice - something big and transformative is happening in our industry, something that is changing the way insurers do business, forever. We keep hearing how new technologies could cause insurers to be disintermediated...

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  Medical Underwriting and the Mother of Invention

  By Ross Campbell |November 27, 2018|English

  It’s easy to forget that Life insurance was an invention. Writing in 1866, the actuary Cornelius Walford described the workings of the Amicable Friendly Society that had opened for business 150 years earlier: “The plan was this: the number...

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  Spotlight on Commercial and Personal Auto

  By Gary Ragusa and José González |November 20, 2018|English

  After several years of challenged results and rate responses, have Commercial and Personal Auto rates caught up with the trend? Industry loss ratios suggest that many carriers are still playing catch-up. With ultimate liability loss ratios above 70%...

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  Construction Risks - Is Liability Coverage Just a Commodity?

  By Alexander Eistert |November 15, 2018|English | Deutsch

  Europe’s construction industry is booming, with positive economic circumstances in many countries driving consistently strong growth. In densely populated areas, demand for new living space continues to grow, alongside the need for professional...

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  Wildfire Probabilities Aren’t What They Used to Be – But What Are They?

  By Ira Kaplan |November 13, 2018|English

  *The following article was originally published in the October 2018 edition of The Bulletin for the PCI Annual Meeting. The events in California of the past weeks have highlighted the importance of careful thought around this issue. Having just emerged...

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  Life & Health Insurance - It’s Getting Personal

  By Karin Brendel |October 25, 2018|English

  The continuous harvesting of data in today’s increasingly digitalised world is fueling a drive to include more and more differentiating criteria in the design and pricing of Life and Health insurance products. Today’s products mostly reflect...

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