Our Perspective

  • How To Take a Nuanced Approach to Technology Risks

    By Peter Hakenen |September 11, 2014|English

    Not all technology risks are the same, and the range of fire hazards within the tech sector’s occupancy groups is as wide as the underwriting considerations. Some manufacturing processes can be quite hazardous, while others are more innocuous. Differentiating...

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  • New National Electrical Code Could Relieve Solar Panel Exposure Concerns

    By Charlie Kingdollar|September 04, 2014|English

    According to the National Fire Protection Association (NFPA) released a new national electrical code (NEC 2014), which is available for states to adopt - but is not mandatory. If adopted, the new building codes would address some...

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  • Claims and the Solar Energy Trend

    By John Harmonay|August 26, 2014|English

    Many states currently provide incentives to homeowners and businesses to encourage them to achieve zero net energy use. Combine this with the falling prices of solar panels and storage batteries, and a large number of U.S. homes and businesses could...

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  • What You Don’t Know About Flood Can Hurt You [Presentation]

    By Tim Pappas |July 29, 2014|English

    Flood events are rising up the insured natural catastrophe league table. In 2011 the flooding in Thailand cost insurers $15 billion; in 2012 Super Storm Sandy left insurers a bill for $25 billion. It is a global trend and it is the same story in Canada....

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  • The Key to Reinsuring High Value Vehicles [Video]

    By Tedra Skelton |July 27, 2014|English

    We recently worked with a client that writes high value homeowners insurance, where the insured’s car collection was worth almost $10 million and the highest value car was worth over $3 million. While they could get their arms around the homeowners...

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  • Trouble on the Streets: Is the Tide Rising?

    By Joaquin Orejas |July 08, 2014|English

    We believe there is a need for underwriters worldwide to have a greater awareness of the potential losses that might occur when offering coverage for Strike, Riot and Civil Commotion (SRCC). One of the typical underwriting pitfalls is to focus on the...

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