Our Perspective

  • Ladies and Gentlemen, Start Your Engines! - NASCAR History and Risks

    By Cecil Ramotar |February 19, 2015|English

    The 2015 NASCAR Sprint Cup Championship kicks off this weekend with the Daytona 500 in Daytona Beach, Florida. The numbers include: 43 cars, 31,175 collective horsepower, speeds of 200 mph, 500 miles of racing and 250,000 cheering fans. The history...

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  • Is Sugar the New Tobacco?

    By Ross Campbell |February 12, 2015|English

    In our Outlook on Obesity blog series, we’re looking at some of the key issues, trends and interventions related to obesity, alongside the risks this growing problem presents for insurers. Worldwide, obesity has almost doubled since 1980, according...

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  • Demystifying Dementia

    By Ross Campbell |January 26, 2015|English

    It is estimated that 35 million people worldwide had dementia in 2010, but by 2050 that number will exceed 115 million. Today, most people have relatives or know someone who is suffering from dementia. But what is dementia, exactly? The word “dementia”...

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  • Obesity - A Global Issue for Insurers

    By Ross Campbell |January 15, 2015|English

    Over two billion people, or nearly 30% of the world’s population, are overweight or obese. It would be convenient to see this grim statistic as the inevitable by-product of the improved quality of life and economic success being enjoyed by more...

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  • Time for Life Companies to Fine-Tune Their Financial Underwriting

    By Keith Brown |January 11, 2015|English

    Society has seen many changes over recent decades, not all of them for the best. Oil at $100 per barrel, oil at $50 per barrel; peace in a region one day, war the next; or a drone that launches from your wrist and records your every motion. The pace of...

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  • Why Data Drives Underwriting Assessments of Heart Valve Disorders

    By Gary Kranich |January 05, 2015|English

    Mitral regurgitation, or mitral insufficiency, is the second most common form of valvular heart disease, after aortic stenosis. It’s a heart valve disorder that occurs when the mitral valve does not close properly during ventricular systole (contraction)....

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