Our Perspective

  • "Carve-Out" Tough Exposures With Fac [Presentation]

    By Mike Maloney|February 17, 2015|English

    “Carve-out”: it doesn’t instantly call to mind a reinsurance solution, does it? Actually, for insurers it can be an incredibly effective way of removing an ugly exposure from an otherwise attractive schedule. Insurers sometimes find...

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  • Drought Risks Multiply in the Golden State

    By Liz Berge |February 15, 2015|English

    Drought is creating havoc with California’s economy. The UC Davis Center for Watershed Sciences estimates the total statewide economic cost of the drought in 2014 will be $2.2 billion, with a total loss of 17,100 seasonal, part-time and full-time...

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  • Compensating the Victims of the Paris Terror Attacks

    By Jean-Pierre Mlynarczyk|January 29, 2015|English

    France is still recovering from its worst terrorist episode in decades, following two deadly attacks by extremists in the capital. Twelve people were massacred at the offices of the satirical magazine Charlie Hebdo on 7 January 2015. The next day a...

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  • Latin America - A Framework for Growth

    By Joaquin Orejas |January 22, 2015|English

    The Latin American insurance market has grown at an average annual rate of 17% over the last 10 years, from around USD42 billion to USD167 billion. Yet Latin America still accounts for only 4% of global insurance premium, well short of the region’s...

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  • Volcanic Eruption – Are You Covered?

    By Liz Berge |December 21, 2014|English | Français

    I saw first-hand the volcano caldera in Hawaii Volcano National Park in in the early 1990s when I received the CPCU (Chartered Property Casualty Underwriter) designation as a member of the very, very large Class of Hawaii. This was a popular conferment...

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  • There’s No Use Crying Over Spilled Milk - But What About Spilled Wine? (Part Two)

    By Stephen Byrne |November 22, 2014|English

    In my previous blog I discussed how the recent Southern Napa Valley earthquake might have left some winery owners (and insurers for that matter) with a financial hangover. We looked at some of the underwriting and policy issues around business interruption...

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