Our Perspective
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Six Steps for Pricing Property Risks - A Facultative Reinsurer's Perspective
By John Stubbs June 09, 2015 English
The insurance industry has enjoyed three good years in a row. Reinsurance costs are lower and there is a global reduction in large property losses from all causes. After three good years, we could think this low loss frequency and low RI cost is the...
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Save the Grain – Grain Bagging
By Mike Griffin
May 29, 2015 EnglishIn recent years farmers have invested in steel grain bins to store grain until well after harvest season and sell when prices go back up. With insured farmers storing more grain, it increases the exposure for both the insured farmer and also for the...
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Straw Bale Buildings - Do They Represent an Increased Exposure?
By Leo Ronken May 10, 2015 English
Houses made of straw have been offered for sale on the open market in the UK for the first time.1 Using a timber framework with wooden board walls that are insulated with straw bales, the buildings are the result of an engineering research project led...
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Insurers on Wildfire Watch in 2015
By Chris Beston
April 29, 2015 EnglishWildfires will continue to be a burning issue in many parts of the U.S. in 2015 as wildfire season fast approaches. Despite record drought conditions during much of the past two years, 2013 and 2014 had the fewest numbers of fires on record since 1994....
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When the Levee Breaks [Presentation]
By Tim Pappas April 14, 2015 English
From Boston to New Orleans to Sacramento and everywhere in between, there are thousands of levees in the United States. And yet there is a lack of understanding among both the general public and the insurance industry about this exposure. Test your...
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Total Loss Clause - Small Print, Big Impact
By Viviane Mardirossian April 01, 2015 English
In a competitive insurance market, it can be tempting to offer "attractive" terms and conditions. But if "attractive" means including wording that goes against the basic principles of insurance, it can have costly implications for...
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