Our Perspective

  • So Where Is Tornado Alley Exactly?

    By Tony Iafrate|March 10, 2014|English

    Occasional op-eds in the insurance press point out the risk of being overly reliant on the output of risk models. The points made in such articles are often accurate and insightful - but they make actuaries like me, who build such models, wince. Over...

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  • The Next Big Thing - Frontier Markets

    By Oscar Edelsvärd|March 06, 2014|English

    Brazil, Russia, India, China (and subsequently South Africa) have been poster countries for rapid growth, progress and economic potential for over a decade. International insurance companies have opened branch offices in those countries and many national...

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  • New York Insurers, K2-II Is for You, Too

    By George Barson|February 27, 2014|English

    On Tuesday, February 18, 2014, the New York Court of Appeals delivered good news to insurers and claim departments. The court reversed its earlier opinion in K2 Investment Group, LLC v. American Guar. & Liab. Ins. Co., which had held that a carrier...

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  • How PRIME Movers Make the Most Out of Their Offsite Meetings

    By Renate Kerpen|February 25, 2014|English

    Looking forward to your next annual management meeting? We met with a client recently who was anticipating his imminent “offsite” event. You could tell he was looking forward to it, but he was also wary of re-running the rather dry meetings...

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  • The Fac Files - 3 ½ Benefits of a DIRECT Fac Reinsurer - Pizza Edition

    By Tim Dunn |February 20, 2014|English

    Facultative can be an unfamiliar process, which many underwriters aren’t sure how to utilize. As a result, some might think they need the “expertise” of a Fac broker to guide them. The truth is that Fac is a much less complicated process...

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  • Critical Illness As a Supplement to Disability

    By Steve Rowley|February 16, 2014|English

    Only two things are needed to successfully sell any insurance product. The first is a belief in the product itself: A deep belief that you are doing a disservice to the community if you don't get the word out about the importance and necessity of the...

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