Perspective

Our Perspective

  • Going Deeper Into German Data Pools

    By Karin Brendel|January 29, 2014|English

    Gen Re maintains three data pools for the German Life/Health market covering mortality, disability and annuity sales. By monitoring these important life insurance products, we can uncover trends relating to morbidity, mortality and incidence rates as...

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  • Thoughts on Group Insurance - A New Year's Resolution

    By Drew King|January 24, 2014|English

    Readers of this blog have probably noticed a recurring theme when I write about the challenges facing the group insurance industry: Most (but not all) group insurance companies have very little data about the individuals covered by their plans. They...

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  • Predicting a New Toolkit for Claims Professionals

    By Bill Lentz |January 22, 2014|English

    Predictive analytics techniques are widely used in the insurance industry today, usually for actuarial and underwriting purposes. Using analysis of patterns in past events to model future outcomes or behaviors has made huge strides, largely thanks to...

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  • Comparative Values Personal Injury Compensation in Europe

    By Lorenzo Vismara |January 17, 2014|English

    It’s never easy comparing claims costs in one territory with another, especially when it comes to personal injury compensation. There are different legal systems to contend with, and various systems of compensation. But the Claims Team at Gen...

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  • Time To Take a Reality Check on LTD Pricing

    By Jena Breece |January 16, 2014|English

    Pricing long term disability (LTD) policies is complex enough, what with projecting incidence rates and claim termination rates, as well as Social Security and other offsets. But another increasingly crucial factor gets less attention - pricing for...

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  • Survey Shines a Light on Life Insurers’ ERM Practices

    By Joe Atamaniuk |January 14, 2014|English

    Our first Enterprise Risk Management Survey of life insurers was launched a year ago, and we have just recently finished touring the U.S. to review the results with our clients. The survey is a resource to them - providing some useful insights into...

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