Perspective

Our Perspective

  • Critical Illness As a Supplement to Medical Coverage

    By Steve Rowley|March 27, 2014|English

    Which form of insurance is the most important? Few would argue that comprehensive Medical Expense insurance is at, or at least near, the top of the list. Without this coverage, millions of individuals would be financially devastated by the high cost...

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  • What Are Your Options To Reinsure Your Umbrella Business? [Presentation]

    By Brooke Cote|March 25, 2014|English

    What's the right reinsurance strategy for umbrella exposures – per policy or per occurrence? There's no stock answer to that question. Identifying the best treaty solution really depends on your own unique book of business as well as your risk...

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  • Lightning Strikes and Corrugated Stainless Steel Tubing

    By Mike Griffin|March 23, 2014|English

    Lightning strikes cause 22,600 fires a year, resulting in approximately $407 million in damage. While the majority of lightning-related fires involve outdoor vegetation, most notably forest fires, there are also approximately 4,300 structure fires yearly...

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  • 6 Ways to Manage Volatility and Grow

    By Brooke Cote|March 19, 2014|English

    A predominantly personal lines insurance company was interested in expanding its commercial book of business. When making such an expansion, many personal lines-dominant carriers tend to apply to commercial business the same types of underwriting, pricing...

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  • The Fac Files – This Time It’s Personal…No, Really

    By Tim Dunn |March 18, 2014|English

    Hi. My name is Tim. I have blue eyes, and I like warm hugs and summer. But then, that’s not really what this blog is about, shameless animated snowman plagiarism notwithstanding.* Casualty Fac is one of those topics that may only come...

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  • When the Playing Field Is a Minefield

    By Tad Montross|March 16, 2014|English

    Industry people often talk about the playing field and whether it is level or not. But they should also be focused on the players, the weather conditions and the rules of the game. From a reinsurance perspective, insurers need to think about whether...

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