Our Perspective
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Insurers on Wildfire Watch in 2015
By Chris BestonApril 29, 2015English
Wildfires will continue to be a burning issue in many parts of the U.S. in 2015 as wildfire season fast approaches. Despite record drought conditions during much of the past two years, 2013 and 2014 had the fewest numbers of fires on record since 1994....
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When the Levee Breaks [Presentation]
By Tim Pappas April 14, 2015English
From Boston to New Orleans to Sacramento and everywhere in between, there are thousands of levees in the United States. And yet there is a lack of understanding among both the general public and the insurance industry about this exposure. Test your...
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Total Loss Clause - Small Print, Big Impact
By Viviane Mardirossian April 01, 2015English
In a competitive insurance market, it can be tempting to offer "attractive" terms and conditions. But if "attractive" means including wording that goes against the basic principles of insurance, it can have costly implications for...
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3 Lessons Learned From Catastrophe Claim Handling
By Mike GriffinMarch 30, 2015English
After years of seeing catastrophe claim handling, I can pick out three critical things that insurers really need to remember: 1. Never underestimate the claim volume from a storm - and always have a plan to handle more claims than you expect to receive. There...
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What Is a Construction Surety Bond?
By Alice Zelikson March 19, 2015English
We’re frequently asked about the difference between insurance and a surety bond. Although a surety company is typically part of an insurance company, the surety bond is not a typical insurance policy. On privately funded projects, bonds create...
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Hard-wired to Focus on Aluminum Safety
By Liz Berge March 03, 2015English
I’ve been thinking a lot about aluminum lately, thanks to a client asking a GPF underwriter if we would reinsure habitational risks that had “new” aluminum wiring. As we will reinsure any kind of property as long as we can underwrite...
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