Our Perspective
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Does Transgender Matter to Life Underwriters?
By Ross Campbell August 31, 2016English
European life insurers have had to offer the same premiums to both sexes since December 2012. While the European court decision that led to unisex premiums was aimed at promoting equality, it did not change the biological reality that being a woman...
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The Risk of Addiction With Sedative Prescriptions
By Dr. Chris Ball August 21, 2016English
In an earlier blog I outlined the health threat and addiction potential from non-prescription use of opioid painkillers. However, the problems do not stop with this class of drug. Sedative and hypnotic drugs also pose significant risk of physical and...
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To Underwrite Scuba Diving, Understand the Perils of the Deep
By Dr. Åsa Beijer August 07, 2016English
Recreational scuba diving is a popular sport. With millions of people diving around the world, it has become a common disclosure on life insurance applications. However, diving presents a challenge for risk assessment because diving activities can be...
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Can Apps Set the Mood for Managing Mental Health?
By Ross Campbell July 25, 2016English
Improved awareness and recognition of mental health problems and their complexity puts pressure on health systems to increase care. In turn this stimulates exploration of the potential value of software applications (apps) run on mobile devices. The...
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How Biological Age Could Help Insurers Improve Customer Relationships
By Francisco Garcia July 07, 2016English Español Deutsch
Ageing is an innate and often emotional process. We generally sense our own ageing in a visceral, illogical way; for example, we could feel rejuvenated by a healthy diet or regular exercise. In fact how we feel could reflect our biological age, which...
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Psychoactive Substance Abuse – The Lowdown on Legal Highs
By Ross Campbell July 04, 2016English
“Legal high” sounds harmless. Individuals can alter their state of mind in many ways without breaking the law – drinking alcohol, for example. The mind-altering properties of certain naturally occurring plants and mushrooms are well...
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