Our Perspective

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  Can Apps Set the Mood for Managing Mental Health?

  By Ross Campbell |July 25, 2016|English

  Improved awareness and recognition of mental health problems and their complexity puts pressure on health systems to increase care. In turn this stimulates exploration of the potential value of software applications (apps) run on mobile devices. The...

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  How Biological Age Could Help Insurers Improve Customer Relationships

  By Francisco Garcia |July 07, 2016|English | Español | Deutsch

  Ageing is an innate and often emotional process. We generally sense our own ageing in a visceral, illogical way; for example, we could feel rejuvenated by a healthy diet or regular exercise. In fact how we feel could reflect our biological age, which...

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  Psychoactive Substance Abuse – The Lowdown on Legal Highs

  By Ross Campbell |July 04, 2016|English

  “Legal high” sounds harmless. Individuals can alter their state of mind in many ways without breaking the law – drinking alcohol, for example. The mind-altering properties of certain naturally occurring plants and mushrooms are well...

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  Group Medical Evidence of Insurability (EOI) Underwriting – Are We Staying Ahead of the Curve?

  By Joanne Slaker |June 26, 2016|English

  With benefit costs continuing to shift to employees, as well as growing interest on the part of employers in offering Voluntary products, the medical underwriting function and EOI underwriting decisions in particular have become integral protection...

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  Why Hookah Pipes Aren’t a Healthier Way to Smoke

  By Ross Campbell |June 19, 2016|English

  Shisha lounges, where people smoke hookah waterpipes, may be growing in popularity in some countries, following restrictions on tobacco smoking in public areas. Many people incorrectly believe smoking this way is less harmful than using cigarettes,...

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  How Biological Age Could Change How Life Insurance Is Priced

  By Francisco Garcia |June 14, 2016|English | Español

  In my last blog I discussed how thinking in terms of biological age could alter how we conceive life expectancy. Risk assessment in life insurance means forecasting the survival likelihood of an applicant - determining when it is lower than, equal to,...

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