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Perspective

Our Perspective

  • Innovate or Bust - Why We Need To Reimagine Insurance

    By Drew King |October 30, 2014|English

    Recently we held an event for senior executives from across the life and health industry called the Gen Re Summit. This was an invitation-only opportunity for insurance leaders to hear from a cross-section of experts on hot topics including innovation,...

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  • Underwriting the Known and the Unknown - Focusing on Thought Process

    By Michael Clift |October 26, 2014|English

    Remember what Donald Rumsfeld, the former U.S. Secretary of Defense, said about “known unknowns” and “unknown unknowns”? Often mocked, it actually makes a lot of sense - and the theory is particularly relevant for underwriters. The...

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  • How To Break the Snap and Stick Routine and Thrive in a World of Gray

    By Mo Tooker|October 23, 2014|English

    In my last blog discussing Gen Re’s work on decision biases, I shared how something called the fundamental attribution error inclines us to overweight the contribution that individual attitude and skill makes to our performance and underweight...

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  • Time To Get to Grips With ORSA

    By Janice Englesbe|October 16, 2014|English

    The effective date of the National Association of Insurance Commissioners’ (NAIC) Risk Management and ORSA model Act, January 1, 2015, is getting closer. As the name suggests, the Own Risk Solvency Assessment (ORSA) is an internal process whereby...

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  • Exploring the Subconscious and Habits: This Is Insurance, Right?

    By Mo Tooker|October 09, 2014|English

    As I shared in my earlier introductory blog, Gen Re is on a journey to explore the influence of biases in the decision making process, especially where it relates to underwriting. Like you, I’m an insurance decision maker - I’m not a neuroscientist....

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  • The Crucial Role of Reinsurance in Solvency II

    By Ralf Quick |September 25, 2014|English | Español

    No insurer in Europe can escape the grasp of the Solvency II project. A European Union directive, it is intended to make sure that insurance companies have sufficient capital set aside to cover all the claims they are likely to receive at a given risk...

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