Perspective

Our Perspective

  • Critical Illness As a Supplement to Accident

    By Steve Rowley|October 19, 2014|English

    One of the more popular forms of supplemental insurance today is Accident insurance. Purchasers understand that, even with underlying health insurance, they will often be exposed to large out-of-pocket expenses after such common medical issues as sprains,...

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  • Good Prognosis for Critical Illness Insurance Market - Survey

    By Steve Rowley|September 16, 2014|English

    The critical illness insurance sector is in good health. That sounds like a contradiction in terms; in fact it’s the conclusion of our 13th annual Critical Illness Insurance Market Survey undertaken by Gen Re in conjunction with the National Association...

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  • DIY Genetic Testing - Is the Genie Out of the Bottle?

    By Dr. John Cummins|August 19, 2014|English

    The first sequence of the human genome was made publicly available in 2003. It took international laboratories collaborating over 10 years to complete, at a cost of around US$3 billion. Technological advances now mean that a human genome can be sequenced...

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  • Screening and Overdiagnosis - Better the Devil You Know?

    By Dr. Ian Cox|August 17, 2014|English

    New technologies and therapies in medicine have hugely improved the early diagnosis and treatment of many conditions. But, it’s becoming clear that these advances come with a cost. A significant number of people are now being told they have a...

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  • Life Benefit Riders – Get on Track

    By Joe Atamaniuk|June 19, 2014|English

    Living benefit riders, or accelerated death benefit riders (ABR), have been around the life insurance arena for many years, but as the industry looks for ways to attract new customers, their use has intensified recently. There are three different kinds...

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  • Critical Illness As a Supplement to Long Term Care

    By Steve Rowley|June 14, 2014|English

    Long Term Care (LTC) insurance has been one of the most problematic insurance products for insurers. In recent years they have lost tens, and sometimes hundreds, of millions of dollars on this product. Many insurers have exited the market and nearly...

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