Our Perspective

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  Wisconsin Requires Coverage for Food Delivery Services - What Does This Mean for the Insurance Industry?

  By Tim Fletcher |March 30, 2020|English

  In what could be a sign of a growing trend, last Monday the Wisconsin Office of the Commissioner of Insurance (OCI) issued an order that prohibits insurers from denying a claim solely because the insured was delivering food for a restaurant closed because...

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  CEA Screening - Useful in Life & Health Underwriting?

  By Dr. Thomas Ashley |March 26, 2020|English

  Some insurers have added the carcinoembryonic antigen (CEA) blood test to the laboratory screening profile for Life and Health insurance applications, and some of our U.S. clients have asked for advice on whether to adopt this test. Every test has repercussions...

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  EPLI and the EEOC - Employee Charges, Agency Initiatives and Emerging Issues

  By Alice Zelikson and Jeff Weisel |March 24, 2020|English

  The U.S. Equal Employment Opportunity Commission (EEOC) has recently released its statistical details for the 72,675 charges of workplace discrimination the agency received in the 2019 fiscal year. Since 2014, the number of charges filed with the EEOC...

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  COVID-19 - Sorry, All Your Actuarial Projections Were Wrong

  By Christopher Mackeprang |March 20, 2020|English

  According to multiple experts, coronavirus infections in the United States will continue to spread for several months. The exact estimates vary based on many factors, but it is now clear that this situation is going to get worse before it gets better,...

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• Ecosystems - The Third Leg for Insurance Distribution in Asia

  By Tuan Miang Chua, Gen Re, and Hugh Terry, The Digital Insurer (guest contributor)|March 17, 2020|English

  When bancassurance came to Asia 20 years ago there were many in the industry who believed it wouldn’t work. History was clearly on the side of the innovators. Over the last few years, we have seen the innovation of ecosystem models and the parallels...

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• Insurance Idea Pulse 2020: Where Is Life and Health Insurance Making Innovations?

  By Ewa Widenka, Ninety Consulting (guest contributor)|March 11, 2020|English

  “There are only five ideas in insurance” is a throw away comment we overheard at a Ninety Consulting workshop, but it got us thinking: Is this a fair assessment of the state of insurance innovation today? We reviewed more than 500 innovations...

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