Blog | Gen Re

Our Perspective

It’s National Umbrella Day - Time to Raise Your Roof!

By Maria Slowinski |February 10, 2021|English

At a time when pandemic and Property news dominate insurance industry headlines, sound Umbrella product management sometimes takes a back seat, despite its impact on insurers’ financial results. A healthy Umbrella program can boost retentions...
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A Study on Personal Umbrella Loss Drivers

By Paul Wagner and Nabaneeta Sirkar |February 01, 2021|English

“Good judgment comes from experience, and a lot of that comes from bad judgment.” – Will Rogers Based on public filings, we know many U.S. companies experienced an increase in Personal Umbrella claims severity leading up to 2020....
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Will On-Demand Deliveries Hit Umbrella Insurance Policies?

By Jill Tumney and Christine Unger |March 09, 2020|English

The popularity of on-demand delivery services continues to rise, and companies like DoorDash, Postmates, Uber Eats, Amazon Flex, and Grubhub have become household names. Nearly 2/3 of retailers were expected to offer same-day delivery services by the...
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Indications Point to Rising Personal Umbrella Losses - What About Your Book?

By Karen Tuomi |October 14, 2019|English

Several major companies have increased Personal Umbrella rates in 2019. While this is not unprecedented, the amount of the increases and indications within the filings are worth noting. All the data we reference was found in recent public insurance...
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Driving Under the Influence of Marijuana

By Bill Baumann |June 20, 2018|English

As more states legalize marijuana for medical and recreational use, there is a rising concern about the risk of people getting behind the wheel while high. Marijuana can slow reaction time, impair judgment and distance, and decrease coordination. After...
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Starts and Stops With Autonomous Driving in the U.S.

By Charlie Kingdollar|April 09, 2018|English

Autonomous vehicles, both cars and trucks, are being tested in at least a dozen states across the U.S. Commercial use has already begun with autonomous tractor-trailers hauling cargo and rideshare firms transporting passengers in cars in several locations....
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