Blog | Gen Re

Our Perspective

Will On-Demand Deliveries Hit Umbrella Insurance Policies?

By Jill Tumney and Christine Unger |March 09, 2020|English

The popularity of on-demand delivery services continues to rise, and companies like DoorDash, Postmates, Uber Eats, Amazon Flex, and Grubhub have become household names. Nearly 2/3 of retailers were expected to offer same-day delivery services by the...
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Indications Point to Rising Personal Umbrella Losses - What About Your Book?

By Karen Tuomi |October 14, 2019|English

Several major companies have increased Personal Umbrella rates in 2019. While this is not unprecedented, the amount of the increases and indications within the filings are worth noting. All the data we reference was found in recent public insurance...
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Driving Under the Influence of Marijuana

By Bill Baumann |June 20, 2018|English

As more states legalize marijuana for medical and recreational use, there is a rising concern about the risk of people getting behind the wheel while high. Marijuana can slow reaction time, impair judgment and distance, and decrease coordination. After...
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Starts and Stops With Autonomous Driving in the U.S.

By Charlie Kingdollar|April 09, 2018|English

Autonomous vehicles, both cars and trucks, are being tested in at least a dozen states across the U.S. Commercial use has already begun with autonomous tractor-trailers hauling cargo and rideshare firms transporting passengers in cars in several locations....
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How to Avoid Florida’s Bad Faith Minefield

By Tim Fletcher |March 07, 2018|English

It starts innocently enough - a seemingly routine “rear-ender” car accident that involves a policyholder wintering in Florida. The claimant driver of the other vehicle quickly seeks medical treatment and attorney representation. Then the...
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Recent New York Court Decision Poses Peril for Out-of-State Liability Insurers

By Tim Fletcher |January 24, 2018|English

New York-domiciled insurers have long been aware of N.Y. Ins. Law Section 3420, which prescribes requirements for liability insurance policies that are “issued for delivery” in New York. These requirements include specific time frames within...
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