Our Perspective
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Beyond Dram Shop Exposures - 7 Additional Liability Considerations for Craft Alcohol Business
By Maria Slowinski August 12, 2019English
When restaurant or bar operations are considered for insurance, we automatically think about fires, liquor liability and workers' compensation. That is a tried and true start. But underwriters beware! Breweries, wineries and distilleries present additional...
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Insuring Liquor Liability – Knowing the Rules of the Road
By Laura Allison and Jeff Markowski January 16, 2019English
Are you keeping up with the changes in liquor liability laws? It seems that as one state tightens those laws, another state opens the door to more claims. Do these developments matter in the grand scheme of things? Yes, they sometimes do. A few laws...
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Asbestos in Old Buildings - A Costly Addition to Fire Risk
By Sue Stein and Gerry Hopkins June 27, 2018English
How many of the risks in your property portfolio were constructed before 1982? That was the year that asbestos was banned from new construction, meaning that all those pre-1982 construction risks present potential costs in asbestos removal for both...
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Are Municipalities Prepared for the Disruption from Technology?
By Charlie KingdollarMay 07, 2018English
Burgeoning advances in automation, artificial intelligence (AI) and robotics could result in economic and societal disruption as businesses and municipalities incorporate artificial intelligence and/or robotics into their operations to cut costs and...
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Starts and Stops With Autonomous Driving in the U.S.
By Charlie KingdollarApril 09, 2018English
Autonomous vehicles, both cars and trucks, are being tested in at least a dozen states across the U.S. Commercial use has already begun with autonomous tractor-trailers hauling cargo and rideshare firms transporting passengers in cars in several locations....
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Workplace Romance, Retaliation and #MeToo - A Valentine’s Day Bouquet for EPLI
By Mindy Pollack February 14, 2018English
Office romance is about as embedded in business culture as the Superbowl pool. A recent study found that 57% of employees have had an office romance - and 66% of these would have another.1 But when 47% of employees know of co-workers involved in intra-office...
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