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Our Perspective

The Pandemic Property Underwriting Playbook…Wait a Minute, There Isn’t One?

By Chuck Lawson |June 19, 2020|English

Much has been said about the many unfortunate impacts of COVID-19 on our world, both personally and professionally, as we adjust to what is hopefully a temporary normal in each of our lives. As underwriters, we are tasked not only with assessing existing...
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Are Absolute Cyber Exclusions Coming to the Market to Address “Silent Cyber” Concerns? Some Insurers are Speaking Up

By Molly Corbett and Mindy Pollack |May 20, 2020|English

Alarms over “silent cyber” have been loud and frequent in the past year or two, so it is no surprise to finally see a few new filings of broad cyber exclusions. At this point, the flow is still a trickle and will likely remain so while attention...
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To Grade Construction Defect Exposure, Know State Coverage Law

By Paul Kelejian |April 30, 2020|English

Prior to the coronavirus outbreak, the U.S. economy was performing well and the nation was at full employment. Macroeconomic conditions such as that lead simultaneously to a spike in demand for new construction and a labor shortage. History tells us...
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Mapping an Insurer’s Wildfire Exposure

By Marc Dahling |October 03, 2019|English

How big is your exposure to wildfire?...Many insurers are working hard to answer this question. Wildfire activity has expanded, in size, location and dollar losses, and reached record levels in 2017 and 2018. Given California Department of Insurance...
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A Call to Action on Supply Chain Risk

By Takashi Ishii |August 08, 2019|English | Chinese

Supply chains play the role of blood vessels in today’s global economy: When they stop running freely, different parts of the economy start to shut down, like organs in the body. Events from the past several years have demonstrated how vulnerable...
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Innovation, AM Best and Mutual Insurers - Improving Insurance Products and Services

By Nicole Massini |July 17, 2019|English

When you think about innovators in the insurance industry, do small, regional mutual insurers immediately come to mind? Perhaps not. Here in Gen Re’s Mutual Practice, though, we have seen just such companies show remarkable skills in innovation...
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