Our Perspective
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It’s Finally 2021. How Will the Events of 2020 Influence Our Way Forward?
By Kara Raiguel January 12, 2021 English
Like many of you in early 2021, I am still processing the events of 2020 and what they mean for us as insurers and individuals. I hope your families and loved ones are physically and mentally healthy as we move into a new year, with hope for opportunities...
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ISO’s Cyber Incident Exclusion Endorsements - A Solution for the Silent Cyber in Commercial Property Forms?
By Christine Unger October 27, 2020 English
When the ISO Commercial Property and the ISO Businessowners forms were initially written, the authors did not contemplate the types of cyber risks that could affect Property coverages today. Commercial Property policies cover “direct physical...
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Wildfire Season is Here - More Underwriting Factors and Tools to Consider [Part 2 of series]
By James Kenworthy August 24, 2020 English
In the first part of our 2020 wildfire blog series, we focused on larger insurance issues such as the nationwide exposure to wildfire outside of the Western states, as well on the value and limitations of LANDFIRE data. In this blog, we shift focus...
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Wildfire Season Is Here - Underwriting Factors and Tools for the Wildfire Peril [Part 1 of series]
By Marc Dahling August 10, 2020 English
Wildfire in the U.S. has recently evolved from a secondary afterthought to more of a primary peril. We have seen the insurance industry scrambling to find information, resources and tools to help deal with this highly destructive peril that is more...
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Riots and Civil Commotion - Disquieting Times Ahead
By Tim Fletcher July 23, 2020 English
There existed an eerie and historical sense of déjà vu as riots broke out in Minneapolis, Atlanta, New York, Los Angeles and other cities around the country in late May and early June. Images of burning buildings, looting and vandalism...
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When Catastrophes and COVID-19 Collide - Adjusting Your Insurance Claim Adjustment Plans
By Sue Stein July 17, 2020 English
After wildfires and earthquakes during the past quarter, insurers faced the challenge of adjusting property claims in COVID-19 conditions. While these events were significant, how will insurers respond when a major hurricane, tornado or megafire arrives? In...
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