Our Perspective
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Innovation, AM Best and Mutual Insurers - Improving Insurance Products and Services
By Nicole Massini July 17, 2019English
When you think about innovators in the insurance industry, do small, regional mutual insurers immediately come to mind? Perhaps not. Here in Gen Re’s Mutual Practice, though, we have seen just such companies show remarkable skills in innovation...
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When Two Cat Models Diverge and Neither Is Right, What Path Does an Underwriter Take?
By Andrew Zastrow, CPCU, ARe June 17, 2019English
In our fast-paced, data-driven world, underwriters are increasingly dependent on Cat models to price individual risk locations. But can underwriters price an individual location accurately by using a model? Should they rely on one model, or average...
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Construction Risks - Is Liability Coverage Just a Commodity?
By Alexander Eistert November 15, 2018English Deutsch
Europe’s construction industry is booming, with positive economic circumstances in many countries driving consistently strong growth. In densely populated areas, demand for new living space continues to grow, alongside the need for professional...
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Wildfire Probabilities Aren’t What They Used to Be – But What Are They?
By Ira Kaplan November 13, 2018English
*The following article was originally published in the October 2018 edition of The Bulletin for the PCI Annual Meeting. The events in California of the past weeks have highlighted the importance of careful thought around this issue. Having just emerged...
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Asbestos in Old Buildings - A Costly Addition to Fire Risk
By Sue Stein and Gerry Hopkins June 27, 2018English
How many of the risks in your property portfolio were constructed before 1982? That was the year that asbestos was banned from new construction, meaning that all those pre-1982 construction risks present potential costs in asbestos removal for both...
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Money to Burn? Recycling Risks Reconsidered
By Leo Ronken April 24, 2018English
The waste sector plays an important role in the global economy. Overall, the recycling industry supplies around 40% of the world’s raw material needs. The sector’s annual turnover is estimated at more than $200 billion. But recycling sites...
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