Our Perspective
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Mapping an Insurer’s Wildfire Exposure
By Marc Dahling and Gerry Hopkins October 03, 2019English
How big is your exposure to wildfire?...Many insurers are working hard to answer this question. Wildfire activity has expanded, in size, location and dollar losses, and reached record levels in 2017 and 2018. Given California Department of Insurance...
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A Call to Action on Supply Chain Risk
By Takashi Ishii August 08, 2019English
Supply chains play the role of blood vessels in today’s global economy: When they stop running freely, different parts of the economy start to shut down, like organs in the body. Events from the past several years have demonstrated how vulnerable...
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Innovation, AM Best and Mutual Insurers - Improving Insurance Products and Services
By Nicole Massini July 17, 2019English
When you think about innovators in the insurance industry, do small, regional mutual insurers immediately come to mind? Perhaps not. Here in Gen Re’s Mutual Practice, though, we have seen just such companies show remarkable skills in innovation...
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When Two Cat Models Diverge and Neither Is Right, What Path Does an Underwriter Take?
By Andrew Zastrow June 17, 2019English
In our fast-paced, data-driven world, underwriters are increasingly dependent on Cat models to price individual risk locations. But can underwriters price an individual location accurately by using a model? Should they rely on one model, or average...
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Construction Risks - Is Liability Coverage Just a Commodity?
By Alexander Eistert November 15, 2018English Deutsch
Europe’s construction industry is booming, with positive economic circumstances in many countries driving consistently strong growth. In densely populated areas, demand for new living space continues to grow, alongside the need for professional...
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Wildfire Probabilities Aren’t What They Used to Be – But What Are They?
By Ira Kaplan November 13, 2018English
*The following article was originally published in the October 2018 edition of The Bulletin for the PCI Annual Meeting. The events in California of the past weeks have highlighted the importance of careful thought around this issue. Having just emerged...
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