Our Perspective
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Are Municipalities Prepared for the Disruption from Technology?
By Charlie Kingdollar May 07, 2018English
Burgeoning advances in automation, artificial intelligence (AI) and robotics could result in economic and societal disruption as businesses and municipalities incorporate artificial intelligence and/or robotics into their operations to cut costs and...
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U.S. Washington State Supreme Court Creates a Roadmap for Circumventing Pollution Exclusions
By Charlie Kingdollar September 06, 2017English
The Washington state supreme court set a new course when it held that the "efficient proximate cause doctrine," which has been an issue in property coverage cases, can also be applied to liability policies. This ruling opens the door to coverage...
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Are Counterfeit Goods Covered in a Commercial General Liability Policy?
By Christine Unger August 21, 2017English
This question whether counterfeit or "knockoff"goods are covered under a Commercial General Liability policy has become more relevant as knockoff products grow in popularity in the U.S. Brand owners are filing suit against other retailers...
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Liquor Liability Trends - Serving Up Insurance Opportunities and Challenges
By Renate Jordan and Diane Hyland July 26, 2017English
Many insurers that are looking to grow their commercial lines book have turned to alcohol - that is, liquor liability insurance. We regularly see mainstream and specialty writers with new filings addressing liquor exposures. One of the biggest liquor...
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Binding Arbitration in Nursing Homes - A Battle Brewing
By Liz Kim July 18, 2017English
The Centers for Medicare and Medicaid Services (CMS) recently enacted many requirements that nursing homes must meet in order to receive federal funding. These requirements have been in place since the late 1980s, and while there have been revisions...
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IoT: Threat or Opportunity for Homeowners Carriers?
By James Kenworthy June 14, 2017English
Until recently, the idea of being able to control the heating in your home from afar, or check on your phone to see who is at the front door when you’re away, seemed like something out of a sci-fi flick. But the Internet of Things (IoT) is fast...
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