Our Perspective
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Are Absolute Cyber Exclusions Coming to the Market to Address “Silent Cyber” Concerns? Some Insurers are Speaking Up
By Molly Corbett and Mindy Pollack May 20, 2020English
Alarms over “silent cyber” have been loud and frequent in the past year or two, so it is no surprise to finally see a few new filings of broad cyber exclusions. At this point, the flow is still a trickle and will likely remain so while attention...
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To Grade Construction Defect Exposure, Know State Coverage Law
By Paul Kelejian April 30, 2020English
Prior to the coronavirus outbreak, the U.S. economy was performing well and the nation was at full employment. Macroeconomic conditions such as that lead simultaneously to a spike in demand for new construction and a labor shortage. History tells us...
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Underwriting Considerations During the COVID-19 Crisis - Will the Rules for Clinical Trials be Relaxed?
By Alexander Eistert April 09, 2020English Chinese
The latest figures on the COVID-19 pandemic make for alarming reading. At the time of writing, 1,484,811 people around the world were infected with the virus and 88,537 people have died.1 No other topic is dominating the headlines quite like the coronavirus,...
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Reading What’s There - U.S. Courts Uphold Exclusions in Liability Insurance Policies
By Mindy Pollack January 08, 2020English
If an apartment building sign states “No dogs allowed on the premises,” is it unclear because it does not specify whose dogs (the resident, visitor, or contractor) cannot enter the premises? Or, is it ambiguous because it might mean only...
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E-Cigarettes and Vaping - The Growing Hazardous Plume for P/C Insurers
By Tim Fletcher September 25, 2019English
Recent headlines are sobering: At least 530 confirmed and probable cases of vaping-related illness in 38 states and the U.S. Virgin Islands, with seven deaths. While relatively small numbers at present, a huge pool of potential victims exists within...
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Childhood Sexual Abuse Claims and Law Reforms - 3 Things Underwriters Can Do
By Carey Quigley July 29, 2019English
State legislatures across the U.S. are enacting reforms for claims of past childhood sexual abuse that previously were barred by statutes of limitations, and so now old claims are being revived. Bill Baumann of our Claims department recently reviewed...
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