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Quantifying Social Inflation - Jury Awards, Income Inequality and the Bronx Jury Hypothesis

By Christopher Mackeprang |September 24, 2020|English

Social inflation has been affecting the bottom lines of Liability insurers for a few years, but unfortunately it is a vague term that can manifest itself in a wide variety of ways. Most definitions include elements of attorney tactics, jury behavior,...
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Will the COVID-19 Liability Shields Protect Your Business From Customer Lawsuits?

By Tim Fletcher and Mindy Pollack |September 10, 2020|English

U.S. businesses are re-opening their doors with relief and anxiety. Even if customers return to shops and restaurants, the risk of potential COVID-19 exposures and liability hangs over their operations. Businesses following the latest safety regulations...
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Are Absolute Cyber Exclusions Coming to the Market to Address “Silent Cyber” Concerns? Some Insurers are Speaking Up

By Molly Corbett and Mindy Pollack |May 20, 2020|English

Alarms over “silent cyber” have been loud and frequent in the past year or two, so it is no surprise to finally see a few new filings of broad cyber exclusions. At this point, the flow is still a trickle and will likely remain so while attention...
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To Grade Construction Defect Exposure, Know State Coverage Law

By Paul Kelejian |April 30, 2020|English

Prior to the coronavirus outbreak, the U.S. economy was performing well and the nation was at full employment. Macroeconomic conditions such as that lead simultaneously to a spike in demand for new construction and a labor shortage. History tells us...
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Underwriting Considerations During the COVID-19 Crisis - Will the Rules for Clinical Trials be Relaxed?

By Alexander Eistert |April 09, 2020|English | Chinese

The latest figures on the COVID-19 pandemic make for alarming reading. At the time of writing, 1,484,811 people around the world were infected with the virus and 88,537 people have died.1 No other topic is dominating the headlines quite like the coronavirus,...
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Reading What’s There - U.S. Courts Uphold Exclusions in Liability Insurance Policies

By Mindy Pollack |January 08, 2020|English

If an apartment building sign states “No dogs allowed on the premises,” is it unclear because it does not specify whose dogs (the resident, visitor, or contractor) cannot enter the premises? Or, is it ambiguous because it might mean only...
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