Our Perspective

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  Occupation As a Risk Factor for Alcohol-Related Harm

  By Dr. Chris Ball and Jon Parker |June 10, 2021|English

  Alcohol use and misuse is of concern to insurers because alcohol-related illnesses represent a significant cause of claim. The latest report from the UK Office of National Statistics (ONS) described the highest levels of alcohol-related deaths in England...

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  Social Inflation Is Complicated and Costly – Legal and Regulatory Changes [Part 2 of 5-Part Series]

  By Andrew Gifford |June 09, 2021|English

  This is part two of a five-part series – in partnership with NAMIC – examining social inflation and its impact on insurers. Future parts will cover Actuarial, Claims and Emerging Issues. In the U.S., the Property and Casualty insurance...

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  The Loneliness of the Long-Distance Underwriter – Harnessing Remote Risk Assessment Technology

  By Ross Campbell |June 01, 2021|English

  Most people seeking Life insurance get covered quickly just by answering a few health questions on a form. Some individuals find their application requires further underwriting assessment. This well-established process combines access to health records...

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  A Mental Health Claims Dialogue

  By Patricia Bailer |May 27, 2021|English

  Worldwide, mental health claims are the most complex to manage, and claim durations are often prolonged. Before the COVID‑19 pandemic, mental health claims were one of the top three causes of impairment seen in Disability claims. In some crises, there...

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  The Evolution of the Corporate Risk Library

  By Molly Corbett |May 25, 2021|English

  A few years ago, I wrote a blog called “6 Steps to a Good Risk Assessment” which highlighted how a good corporate risk assessment process supports management’s ability to assess a company’s risks, controls and resources. While...

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  COVID-19 - We Got the Shot. Now What?

  By Dr. John O'Brien |May 06, 2021|English

  Over the last year, the pandemic caused by the SARS‑CoV‑2 virus has devastated economies and resulted in tremendous individual suffering and loss of life. Fortunately, in the recent past effective vaccines and vaccination programs have resulted in control...

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