Our Perspective

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  Lockdown, Traffic Down…Claims Down? Why Assessing the Impact of the Pandemic on UK Motor Claims Requires Careful Handling

  By Richard Tunnard |December 06, 2021|English

  The COVID‑19 pandemic and its associated impact on motor travel have materially reduced motor claim frequencies across the world. While there is no question that traffic levels and claim frequencies reduced in 2020 and much of 2021, there is no consensus...

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  U.S. Supplemental Benefits Remain Strong Throughout the Pandemic

  By Kayla Rooney |November 30, 2021|English

  Despite the many challenges confronting the supplemental health industry during the pandemic, first-year premium growth remained positive, albeit modest, for Critical Illness insurance. This indicator is one of many revealed in Gen Re’s recently...

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  The Impact of Diabetes on Mental Health

  By Dr. Chris Ball |November 15, 2021|English

  The existence of a relationship between diabetes, in all its forms, and a wide variety of mental health disorders, is widely acknowledged. Individuals who experience depressive episodes are between 40% and 60% more likely to develop type 2 diabetes...

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  Understanding the Cardiovascular Consequences of Diabetes

  By Dr. Sandra Mitic |November 12, 2021|English

  The International Diabetes Federation (IDF) estimates that worldwide around 463 million people (aged 20‑79 years) have diabetes, which comprises around 9.3% of the world’s population.1 A little over 90% have type 2 diabetes.2 Experts predict that...

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  What Is the Cost of Not Staying Current With CGL, BOP and Commercial Umbrella Forms? – A Look at Recent Decisions on Biometric Privacy and Data Breach

  By Mitch Tarter |November 04, 2021|English

  If your company utilizes standardized wordings, you’ve likely been asked, What editions are you up to, and if you’re not current, when can you catch up? Indeed, using (or building off) the most recent standardized forms is the goal for...

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  Is Dyslexia a Red Flag for Underwriters?

  By Dr. Katharina Dorn and Ben Quilter |November 03, 2021|English

  Dyslexia and dyscalculia are relatively common developmental disorders that can present in many ways. They are usually mild forms with no real impact on daily life, but they can also be severe conditions that cause persistent struggles in school and...

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