Our Perspective

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  ISO’s Cyber Incident Exclusion Endorsements - A Solution for the Silent Cyber in Commercial Property Forms?

  By Christine Unger |October 27, 2020|English

  When the ISO Commercial Property and the ISO Businessowners forms were initially written, the authors did not contemplate the types of cyber risks that could affect Property coverages today. Commercial Property policies cover “direct physical...

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  Myth-Busting the Top Ten Misconceptions About ADHD [Infographic]

  By Dr. Sandra Mitic |October 26, 2020|English

  Attention deficit hyperactivity disorder (ADHD) is one of the most frequent mental diagnoses in childhood and adolescence. It starts in the early life of the affected person and tends to persist into adulthood. Worldwide, an average of 3%–5% of...

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  Life and Health in Asia: Exploring the Evolution of Employee Benefits

  By Orchis Li |October 21, 2020|English

  How to effectively retain top talent is a challenge that all employers face and an area in which employee benefits have been playing an increasingly important role. Traditionally, the market has been very competitive, with generic products mainly focused...

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  UBI - The New MVR?

  By Brian Monahan and Karen Tuomi |October 08, 2020|English

  If I drive my vehicle half as much as last year and expect to continue doing so, does it make sense for me to pay just 15% less for my auto insurance? Does this mean my insurance company was taking advantage of me last year? Are they now? Considerations...

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  Compound Perils - Is Wildfire Season Having an Impact on New COVID-19 Cases in the U.S.?

  By Sara Goldberg |September 29, 2020|English

  This has been the worst wildfire season in history for many parts of the West Coast of the U.S. and, with several large uncontained complexes still raging, the season is still underway. At the same time, the growing number of COVID-19 cases appears...

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  Quantifying Social Inflation - Jury Awards, Income Inequality and the Bronx Jury Hypothesis

  By Christopher Mackeprang |September 24, 2020|English

  Social inflation has been affecting the bottom lines of Liability insurers for a few years, but unfortunately it is a vague term that can manifest itself in a wide variety of ways. Most definitions include elements of attorney tactics, jury behavior,...

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