Gen Re Research publications are another way we deliver underwriting expertise to clients. Gen Re's wealth of knowledge on various matters related to insurance and reinsurance issues is available to our clients on a global basis in several languages. Our aim is to deliver timely insights prepared by our specialists on topics that are most important to you. From mining risks to uninsured motorists to building contractors, we stay current with developments affecting the risks you write. Through our publications, we add to the ways we share that information with you.
Our research is prepared for and shared with the Gen Re client community. Some articles are generally available to all visitors while most research publications are for "clients only". Gen Re's clients can access our full research library and search capabilities through Gen Re Online, our Extranet. Clients can also obtain electronic and print copies of any individual publications by contacting us at . Our Publication Index provides a listing and summary of all research material, and is available on our home page. In addition to our publications in English, many are also available in Chinese, French, German, Italian, Japanese or Spanish as well; to see our recent publications across all languages, click here.
You can more obtain information about Gen Re Online and our publication library through your Gen Re account executive or by emailing us at .
Issue: September, 2008Language: English
Authors:
Diane Brown,
Philip Clay
Summary: In this Gen Re Viewpoint,our Workers' Comp Team shares their thoughts on the challenges facing Workers' Compensation insurers, along with the views of industry groups and leaders on the health of this important product. The bottom line for 2007 was profit for most carriers in most states, but repeating that result for 2008 will take more diligence and discipline.
Issue: August, 2008Language: English
Summary: In this publication, we profile heart attack cover in critical illness insurance contracts, how wording has evolved in the clinical setting, and illustrate the practical challenges of assessing these insurance claims with a case study.
Issue: August, 2008Language: English
Author:
Mindy Pollack
Summary: This marketing flyer was created to help clients and agents sell EPLI. It gives seven common reasons why people do not buy the coverage with points to help insurers and agents overcome those objections. Claim examples are also included to highlight the exposures in all regions. Since our clients may want to distribute this flyer to their agents, this is one of our publications that we can allow for client customization.
Issue: August, 2008Language: English
Author:
Charlie Kingdollar
Summary: In this edition of Hazardous Times we examine the potential Personal Lines exposures arising from the residential oil and natural gas boom occurring in several regions across the country. Oil and natural gas exploration firms have begun approaching an increasing number of homeowners and farmers seeking to obtain the rights to oil and natural gas that may sit beneath their property. Personal Lines carriers have begun to see an increasing number of insureds seeking advice and possibly coverage for third-party bodily injury, property damage and pollution claims arising from drilling operations on the insureds' land.
Issue: August, 2008Language: English
Author:
John Gilbert
Summary: There is seldom gain without pain. In investing money, reverses create opportunity, but it is often far from obvious at the time.
Issue: August, 2008Language: English
Summary: This tri-fold brochure was created to promote Gen Re's Personal Umbrella line of business. The PDF attached is the "template" version of the brochure. Gen Re account executives can offer customization for clients, to help clients promote the line. The Gen Re account executive would work with MDS to do this. MDS will take the client's corporate logo, font and colors and change the design to match our client's look. With an email agreement of how the brochure will be used, MDS can either send the brochure's graphic files to our printer or one chosen by the client. Print costs are usually carried by the client, although the account executive may offer some assistance.
Issue: August, 2008Language: English
Authors:
Klaus Foerster,
Andreas Hammel,
Holger Pfaff,
Chris Ball
Summary: Does Stress Contribute to Disability? / Burnout / Disability Case Management of Mental Disease in Germany / Environment-related Physical Symptoms: Diagnosis, Differential Diagnosis and Expert Opinion
Issue: August, 2008Language: English
Summary: Gen Re led two workshops designed for senior claims managers. The participants examined a wide range of practical implementation, management issues and possible implications for the UK insurance industry, arising from the new Association of British Insurers (ABI) non-disclosure claims guidance. This article captures the main details of the discussions.
Issue: August, 2008Language: English
Author:
Günter Laux
Summary: This report shows losses > EURO 25 million market loss and when the German insurance market is involved.
Issue: August, 2008Language: English
Summary: From the Gen Re Property Per Risk and Catastrophe Team **Available as a PDF only. Hard copies are not available**
Issue: August, 2008Language: English
Author:
Charlie Kingdollar
Summary: Gen Re's Emerging Issues team employs a host of tools and sources to track emerging issues. Some of the things they do include reviewing international news looking for scientific or industry developments that can alter the exposures priced by our industry, and scanning legislative information looking for significant court rulings or proposals. Then they share their findings with clients via Gen Re publications. This flyer outlines some of the issues on their radar screen and recent publications.
Issue: August, 2008Language: English
Author:
Anthony Sammur
Summary: This brochure highlights Gen Re Intermediaries' resources and proprietary portfolio risk management tools that are custom-tailored to improve clients' cat risk management exposure. Gen Re Intermediaries is a reinsurance intermediary and risk advisory specializing in the understanding, quantification, structuring and transfer of risk.
Issue: July, 2008Language: English
Summary: Successful risk and capital management is crucial to entrepreneurial success in the insurance industry. Since the launch of our International Seminar on Risk Management in 2003 we have discussed a variety of risks and how they can be managed in a life insurance environment. In more and more countries these discussions now face their reality check: To comply with the latest regulatory requirements, insurance companies are confronted with the challenge of integrating and implementing the various risk management processes and measures in their daily business routines. We therefore dedicate the 6th International Seminar on Risk Management to Risk Management in Practice.
Issue: July, 2008Language: English
Summary: There are threee major strands to the review of the last quater (April - June 2008) papers with relevance to long term care insurance, which we discuss in this issue.
Issue: July, 2008Language: English
Summary: With the seminar on International Product Trends we would like to continue our successful series of product seminars. This year we have compiled a catalogue of the most topical and interesting product trends and developments around the globe.
Issue: July, 2008Language: English
Summary: Gen Re's facultative non-proportional product is a tool to help our clients manage the volatility in their portfolio. This flyer discusses its benefits.
Issue: July, 2008Language: English
Summary: Focused Value Equity Management is a controlled risk approach to equity value investing. This discipline seeks to outperform the S&P 500 Stock Index (and respective peer groups) with less volatility over full market cycles, through a controlled risk process. Portfolios are constructed with comparable relative P/E, P/BV, and dividend yield relative to the S&P 500 Stock Index.
Issue: July, 2008Language: English
Authors:
Christoph Pohl,
Claudia Berhorst,
Ian Cox,
Rosa Keiko Imuro,
Silke Naumann
Summary: Gastrointestinal System - Bowel Disorders: Inammatory Bowel Disease (IBD) / Irritable Bowel Syndrome (IBS) / The Concept of "Scarless" Abdominal Surgery / A Look Across the Fence - Underwriting in Mexico / An Exceptional Sport: Chessboxing - Involving Brains and Brawn / An Exceptional Occupational Profile: Perfumer - In a Frenzy of the Senses / Certied Medical Underwriting Specialist (CII) / Bowel Disorders - Case Examples / Seminar Dates
Issue: July, 2008Language: English
Author:
John Gilbert
Summary: Financial stocks have been extraordinarily poor performers. Their weakness has been so severe that it cannot persist indefinitely. Stabilization is likely to accompany early signs of a bottoming process in the housing market.
Issue: July, 2008Language: English
Author:
Jim Bachman
Summary: "Value-at-Risk" (VAR) has been universally accepted as one metric of investment portfolio risk. In this General ReView, while caveating VAR's limitations, we present its application to property/casualty companies' 2006 and 2007 year-end investment portfolio holdings highlighting return/risk results among companies.
Issue: July, 2008Language: English
Summary: From the Gen Re Property Per Risk and Catastrophe Team **Available as a PDF only. Hard copies are not available**
Issue: July, 2008Language: English
Summary: This index provides a listing of Risk Insights newsletter topics and articles produced during the last decade.
Issue: July, 2008Language: English
Summary: This article considers the benefits of managing hypertension with combination therapy and what under writers must consider in reviewing applicants that disclose such regimens.
Issue: June, 2008Language: English
Summary: Our 2008 study, Bad Faith Laws for Property/Casualty Claims, surveys statutes, regulations and court decisions that shape the bad faith exposures (first and third-party) of insurers across the country. The law firm of Edwards Angell Palmer and Dodge, LLP provides the state information, which is accompanied by observations from the Gen Re Claims Department.
Issue: June, 2008Language: English
Authors:
Douglas Clark,
Sue Stein
Summary: Policy Wording Matters discusses coverage issues and solutions cutting across many lines of business. In this issue we focus on: Umbrellas and the ISO Excess Policy; Vacancy Clauses--How the Bureaus and companies handle the exposure; and Exclusionary Language--Does a Change in Packaging Result in a Shift of the Burden?. As with each issue, there is also a summary of recent laws and rulings affecting insurance policies and coverage.
Issue: June, 2008Language: English
Summary: The employment laws are always changing. Our 2008 Employment Practices Jurisdictional Survey is a comprehensive look at the EPLI federal and state laws that control the rights of workers suing for wrongful employment practices. This new edition from Gen Re and Jackson Lewis is current through January 1, 2008, but a few more recent federal law developments were added before printing. It includes a general discussion of employment law, and an overview of common law employment claims. A section on drug testing laws has been updated as well.
Issue: June, 2008Language: English
Summary: News Summaries:
EU - Rome II Regulation enacted / EU - In the future, claims for compensation against violators of cartel law should be possible / Thailand - New product law passed / UK- Draft bill makes provision for compensation for pleural plaques / UK - No liability on the part of holiday travel companies for "obvious risks" / UK - Settlement in the first diacetyl proceedings / USA - Only foreseeable risks substantiate product liability / USA - US Court of Appeal dismisses USD 800 billion class action against tobacco groups / USA - Manufacturer of medical products protected against liability law claims given due approval procedures / USA - Current rulings in lead paint cases / USA - The highest sums awarded in 2007
Issue: June, 2008Language: English
Author:
John Gilbert
Summary: Oil prices may be going into a vertical ascent. The end of such episodes is always bad, but they can persist for longer than rationality would expect.
Issue: June, 2008Language: English
Summary: After many years without note worthy large risk and catastrophe losses, China has been surprised by two large catastrophic events in 2008. In this article, we discuss the lessons that can be learned from the recent snowstorms and earthquakes, from a treaty reinsurer's point of view.
Issue: June, 2008Language: English
Summary: The EU Gender Directive had to be implemented across the EU by 21 December 2007. This article looks at how a sample of EU countries are dealing with the Directive from a life insurance viewpoint.
Issue: June, 2008Language: English
Summary: This issue focuses on Ordinance or Law Policy Provisions for Property Insurance Policies, written by Jeffrey Learned, Esq., of the law firm of Denenberg Tuffley, PLLC. Topics discussed are the basic types and what constitutes enforcement and policy sub-limits and the extent of coerage for code upgrades to undamaged parts of a building. There is also an Appendix with summaries for each state on notable court decisions issued in the last 50 years interpreting, construing or applying ordinance or law exclusions or coverage provisions in property insurance policies.
Issue: June, 2008Language: English
Summary: This edition contains articles on: The new "tort deform" movement How expanding tort remedies available to plaintiffs and policyholders will affect property/casualty insurers; and Property insurers going "green" When communities and individuals rebuild green, property claim costs will be different and mostly likely higher than if the existing materials were replaced. In addition, you will find information about recent Gen Re happenings publications, presentations and people.
Issue: May, 2008Language: English
Summary: Evidence-based Underwriting: The Example of Multiple Sclerosis / Highlights from Gen Re's Dread Disease Survey 2000-2004 / Non-disclosure in the UK - ABI Guidelines / Does Total Line Equal the Sum of All Financial Formulas? / HIV/AIDS Products - A Tale of Two Worlds / Inside Gen Re LifeHealth
Issue: May, 2008Language: English
Summary: We like to present you with the results of our China Natural Catastrophe survey. We recognise Chinas significant natural perils exposure, and the potential impact to the countrys economy and insurance industry. We hope that this survey can provide a benchmark for insurance companies in terms of the status of control of natural catastrophe exposures. The underlying report discusses the main results of the survey.
Issue: May, 2008Language: English
Summary: This LTC Quarterly Digest reviews the last quarters published literature on LTC selecting those studies that are most relevant to the insurance market, particularly for underwriters and pricing actuaries who are looking at the major risk factors for underwriting assessment and claims management.
Issue: May, 2008Language: English
Authors:
Troy Dockery,
Mindy Pollack,
Sue Stein
Summary: This issue of Property Matters focuses on the coverage of water damage after Hurricane Katrina and provides an in-depth discussion on the recent Louisiana Supreme Court ruling that upheld the flood exclusion in a commercial policy.
Issue: May, 2008Language: English
Summary: Risk Matters Oceania replaces the former Ranger and General Practitioner bulletins. The first article views claims management in the big picture, offering insurers a way to differentiate themselves and build a sustainable competitive advantage.The next article discusses how free PSA in conjunction with other evidence may help to distinguish malignant from benign cases of prostate cancer in males. Finally, we draw your attention to two medical research papers givin.
Issue: May, 2008Language: English
Author:
Tad Montross
Summary: Today more than ever, insurance is a product where companies must get the pricing correct upfront and where producing good underwriting results consistently is the only sustainable strategy. To accomplish this, understanding the three major types of trend -- loss, exposure and premium -- is crucial. This article discusses the difficulties of measuring, estimating and tracking them.
