Gen Re Research publications are another way we deliver underwriting expertise to clients. Gen Re's wealth of knowledge on various matters related to insurance and reinsurance issues is available to our clients on a global basis in several languages. Our aim is to deliver timely insights prepared by our specialists on topics that are most important to you. From mining risks to uninsured motorists to building contractors, we stay current with developments affecting the risks you write. Through our publications, we add to the ways we share that information with you.
Our research is prepared for and shared with the Gen Re client community. Some articles are generally available to all visitors while most research publications are for "clients only". Gen Re's clients can access our full research library and search capabilities through Gen Re Online, our Extranet. Clients can also obtain electronic and print copies of any individual publications by contacting us at . Our Publication Index provides a listing and summary of all research material, and is available on our home page. In addition to our publications in English, many are also available in Chinese, French, German, Italian, Japanese or Spanish as well; to see our recent publications across all languages, click here.
You can more obtain information about Gen Re Online and our publication library through your Gen Re account executive or by emailing us at .
Issue: December, 2008Language: English
Authors:
Douglas Clark,
Mindy Pollack
Summary: This edition highlights the Mutual Service Office (MSO) and other Bureau forms, as well as coverage issues and wording solutions cutting across many lines of business. Topics discussed include:
MSO Forms How they compare to other Bureau wordings; New AAIS AgGL Program, and ISO GL/CU Update; Auto UM/UIM Wording challenges on bystander claims; Loss Notice Provisions in New York Occurrence and claims-made policies; Statement of Values and Questionnaires New cases and New Laws on Policy Wordings and Filings.
Issue: December, 2008Language: English
Authors:
Thomas Ashley,
Chris Ball,
Michael Clift,
Lorna McLaren,
Ralph Price
Summary: Contents: Driving Criticism and Motor Vehicle Records Trends, Technology and Terminology; Recurrent PSA After Prostatectomy for Prostate Cancer: Implications of PSA Doubling Time; Pilot's Loss of License Cover; Depression and Suicide Risk; Inside Gen Re LifeHealth
Issue: December, 2008Language: English
Author:
John Gilbert
Summary: The position of the dollar as the reference currency in the world financial system is in its sunset years, but the current borrowing program of the U.S. government may be hastening its demise.
Issue: December, 2008Language: English
Summary: The UK insurance industry developed its first set of standardised critical illness definitions in 1999. This article describes the approach taken by the South African insurance industry when it recently developed its first set of standardised definitions.
Issue: November, 2008Language: English
Summary: Gen Re carried out its second survey in relation to liability topics during the 2nd Quarter of 2008, one year after the issue of the China liability survey 2007, with the aim to learn more about the current status and potential development of China's liability insurance market.This report discusses the main results of the survey.
Issue: November, 2008Language: English
Summary: One year after the issue of the China marine cargo survey 2006, Gen Re has carried out its second survey in relation to cargo topics during the fourth quarter of 2007, with the aim to track the market development and to learn more about the current status. This report discusses the main results of the survey.
Issue: November, 2008Language: English
Summary: During the 2nd Quarter of 2008, Gen Re carried out a survey in relation to motor insurance topics, with the aim to learn more about the current status and potential development of China's motor insurance market. This report discusses the main results of the survey.
Issue: November, 2008Language: English
Author:
Frank Foster
Summary: Our latest General Directions publication reviews the potential exposures insureds may have to catastrophic financial loss automobiles, swimming pools, ATVs, dogs, guns, Internet access due to the lack of Personal Umbrella insurance or the failure to adjust policy limits to keep pace with exposures. The verdict summaries may discuss risks you already underwrite; some may be new to your book. In any event, the losses may help you and your agents convince customers of the value of Personal Umbrella protection.
Issue: November, 2008Language: English
Authors:
Christoph Pohl,
Claudia Berhorst,
Ian Cox,
Silke Naumann,
Irene Ng
Summary: Gastrointestinal System - Stomach Disorders: Gastric and Duodenal Ulcer Disease / The ABC of Gastritis / Functional (Nonulcer) Dyspepsia / A Look Across the Fence - Underwriting in Singapore / An Exceptional Sport:
Speedflying / An Exceptional Occupational Profile: Freefall Photography / Certified Medical Underwriting Specialist (CII) - Graduation 2008 / Seminar Dates / Stomach Disorders - Case Examples
Issue: November, 2008Language: English
Authors:
William Baumann,
James Nealon,
Mindy Pollack
Summary: In this edition we feature articles from three leading employment law firms, along with insights from the Gen Re EPLI Team. The topics include: EPLI Marketplace - Opportunities and challenges in 2008-2009;
Third-Party Endorsements - Explaining the coverage issues and options; Q&A on the Economy and Impact on EPLI; EPLI Panel Counsel and Claims - Distinguishing your policy in the market; ADA and Retaliation - Risk management tools and New Employment Laws and Cases.
Issue: November, 2008Language: English
Summary: This in-depth interview with Tad Montross, Chairman and Chief Executive Officer of Gen Re, is the cover article for the November 2008 issue of Reactions Magazine.
Issue: November, 2008Language: English
Summary: A brochure to hand out to clients in the early stages of a Program process. It briefly outlines the main features of a GPF Program.
Issue: November, 2008Language: English
Summary: This booklet focuses on key factors for a successful introduction of TI or TU in your company and an extract of a comprehensive study of telephone underwriting undertaken by Gen Re LifeHealth UK of our experiences and the outcomes of pilot studies.
Issue: November, 2008Language: English
Author:
John Gilbert
Summary: The paroxysm in the capital markets is a worldwide margin call that drew in all risk assets. It puts an end to the simplistic idea of full economic decoupling that was popular until recently. The markets have been violent, but the margin call is about spent and in the near term markets are likely to recover.
Issue: November, 2008Language: English
Summary: In this issue, we recap some key findings from evidence based underwriting research Gen Re has completed into multiple sclerosis.
Issue: November, 2008Language: English
Summary: News Summaries:
Belgium/EU - ECJ: There can still be discrimination even where there is no victim / France - Asbestos: Company ordered to make a payment of EUR 850,000 / United Kingdom/EU - ECJ: Parties other than the disabled person can complain of discrimination on grounds of disability / United Kingdom/Scotland - Scotland proposes a Bill creating a duty of compensation for pleural plaques / USA - Connecticut Supreme Court reduces asbestos compensation due to the contributory effect of smoking / USA - Tennessee Supreme Court confirms USD 13 million judgment against DaimlerChrysler / USA - EPA publishes proposal to regulate greenhouse gases / USA - 2008 Sunshine in Litigation Act is intended to provide protection against product hazards Article:
USA - Martin Ahlhaus and Prof. Dr. Thomas Klindt onProduct safety law ("New Consumer Product Safety Improvement Act of 2008", PHi 2008, 197)
Issue: November, 2008Language: English
Summary: This issue focusses on studies on the importance of activity and exercise on an individual's future well being. The studies support the idea that understanding the lifestyle of the applicant is vital in assessing their long term care risk. Active involvement in hobbies or sport and healthy diet all help to stave off future problems. Other studies in this quarter look at the risks and management of a range of medical conditions and the services in relation to LTC products and assessments.
Issue: October, 2008Language: English
Summary: Focused Value Equity Management is a controlled risk approach to equity value investing. This discipline seeks to outperform the S&P 500 Stock Index (and respective peer groups) with less volatility over full market cycles, through a controlled risk process. Portfolios are constructed with comparable relative P/E, P/BV, and dividend yield relative to the S&P 500 Stock Index.
Issue: October, 2008Language: English
Summary: In this article, we explore the difficulties in analysing and handling Child CI claims and look at how providers generally manage their risks via benefit design.
Issue: October, 2008Language: English
Authors:
Regina Dahm-Loraing,
Jutta Eich,
Giovanni Fanizza,
Sabine Fischer-Hamm,
Charlie Kingdollar,
Tad Montross,
Louis Rossouw,
Mathias Schubert,
Carlos Vairo,
Jürgen Warstat
Summary: Topics No. 16: TREND - "The wild card" / Insurance of People with HIV - Then and now / On Life Insurance for people with HIV: A perspective on Europe - with a focus on Germany / HIV/AIDS and insurance products - Past, present and future / Class actions in Europe - The latest developments / Reinsurance in Brazil - The awakening of a giant / Rx for Rx - Pharmacies and suppliers facing potential liability for imported and counterfeit medicines / The development of General Liability Insurance in Latin America / The telephone as an underwriting tool / The Environmental Liability Directive - A challenge for the insurance industry
Issue: October, 2008Language: English
Summary: The measures taken by the U.S. government will work to stem the financial crisis, because the U.S. can substitute its balance sheet and putatively infinite borrowing capacity for private balance sheets that are stressed. This remedy will not be available, at least on such attractive terms, forever.
Issue: October, 2008Language: English
Author:
Mindy Pollack
Summary: In this edition of Insurance Issues, we traverse the Mid-Atlantic states to highlight the emerging issues on our radar screen. New exposures are constantly emerging and retreating in all states. Some regions are more active than others. The Mid-Atlantic is one such region where we find numerous developments reshaping liability and insurance coverage. In this edition we highlight developments from New Jersey, Pennsylvania, Maryland and Delaware that affect personal and commercial insurers, including: Expanding Liquor Liability in New Jersey; Fleet Stacking and Personal Injury Coverage in Pennsylvania; Child Sex Abuse Litigation in Delaware; and Lead Paint Exposures in Maryland. This was sent via Xpedite on Monday, November 10 to GL, PU and CU clients.
Issue: October, 2008Language: English
Author:
Mindy Pollack
Summary: This edition of Casualty Matters reviews recent developments in the courtroom, economy or laboratory that may create new insurance exposures for liability underwriters. We discuss cases, lawsuits and trends of importance to many GL, BOP, CU, HO and/or PU insurers. Our research in this publication includes Business PursuitsThe blurring line between business and personal activities; Green ConstructionWill it lead to more defect claims?; Pollution ExclusionsA strong trend toward enforcing policy language and Emerging Issues UpdatesBisphenol-A, Nanotechnology, Cellphones and more.
Issue: September, 2008Language: English
Author:
Mindy Pollack
Summary: This marketing flyer discusses why companies should include EPL among their product offerings. The second side outlines the various ways in which Gen Re can help our clients write, sell and grow the line.
Issue: September, 2008Language: English
Author:
Mindy Pollack
Summary: This flyer describes Gen Re's three EPLI product options to assist clients in determining the EPLI product plan best suited to their market, their company and their growth goals.
Issue: September, 2008Language: English
Summary: From the Gen Re General Liability and Commercial Umbrella Teams**Available as a PDF only. Hard copies are not available.**
Issue: September, 2008Language: English
Summary: In this edition we have a wide range of articles from financial underwriting to income disability studies, from claims assessment and underwriting the elderly to comparing group pricing with baseball.
Issue: September, 2008Language: English
Summary: This publication series covers interesting court cases and other issues relevant for reinsurance contracts. The September 2008 issue analyses, inter alia, a possible duty of care of the leading reinsurer to the following market.
Issue: September, 2008Language: English
Authors:
Douglas Clark,
Mindy Pollack
Summary: This issue discusses the "do it yourself" risk for drafting unique policy language and considers some best practices used by some companies to reduce the risk. Also included is a reprinted article about Drafting Exclusions.
Issue: September, 2008Language: English
Author:
John Gilbert
Summary: The idea that global economic growth had become less integrated is now pretty well discredited. However, that does not mean that significant differences in growth rates will not persist as some countries have recessions while others, particularly in Asia, will continue to grow.
Issue: September, 2008Language: English
Authors:
Sue Johnson,
Deborah Nelson
Summary: Wind and thunderstorm losses in Midwest states have reached an unusually high level in 2008. Due to most of the events being smaller, frequency events, cat retentions on reinsurance programs have not often been breached, leaving companies with several smaller net losses impacting their results. This issue discusses 2008 Wind and Thunderstorm events in the Midwest and Gen Re's study of historical PCS loss data for the Midwest and how clients can better manage their loss experience through disciplined accumulation and product management.
Issue: September, 2008Language: English
Summary: Catastrophe modeling firms are responding to signals of climate changes and to the surrounding uncertainty. Cat models help insurers make important decisions about capital management, reinsurance purchases and their underwriting guidelines. This cover article, jointly written by Gen Re Intermediaries and Gen Re, addresses some of the near-term effects of climate uncertainty on property insurance risk management. Other articles in the publication include opportunities in EPLI and a spotlight on Gen Re's Special Acceptance Unit.
Issue: September, 2008Language: English
Summary: Gen Re publishes our research on the latest EPLI issues and trends. This index captures articles printed in Gen Re's two newsletters, EPLI Monitor and EPLI FYI, as well as in other Gen Re newsletters, sorted by topic.
