Every insurance company is different. So is the reinsurance solution to its risk management and financial needs. We provide a variety of reinsurance products to suit your unique risk management philosophy. Gen Re writes Treaty, Program, and Facultative, each serving distinct functions for insurance companies. We offer these products on an excess of loss and proportional basis, from first dollar and at higher layers, all backed by our AAA-rated financial strength (S&P) and our commitment to underwriting excellence.

We put our underwriting expertise to work for you through:

Treaty Reinsurance

Treaty reinsurance is the transfer of liability from an insurer to a reinsurer, on a portfolio of policies.

Program Reinsurance

Program reinsurance is a hybrid product that combines elements of traditional Facultative and Treaty disciplines. Programs deliver a blend of consultative risk, marketing and pricing analysis with portfolio management benefits.

Facultative Reinsurance

Facultative reinsurance, also known as individual risk reinsurance, is the transfer of liability from an insurer to a reinsurer on a single policy of insurance.

More Risk Management and Reinsurance Tools available from Gen Re