Long-term relationships are built on trust. Trust is built not only by listening to a client but by hearing what the client has to say; not only by understanding a client's problem but by finding a better way to solve the problem.

We do this by working as an integrated team with our clients, across all levels and across all functions – actuarial, underwriting, marketing, and claims – seamlessly integrating our services with our clients' needs. The results are client-based individual life reinsurance solutions which take advantage of our many strengths, from providing excellent facultative underwriting support to helping clients penetrate new markets.

Our markets are many and varied, consistent with a company of our size and dimension. They include:

• traditional life products
• inforce blocks
• joint and last survivor
• facultative services
• turnkey term product development

Our Medical Department's Unparalleled Knowledge

Our medical department is acknowledged in the industry as having unparalleled expertise in evaluating mortality risk. For our clients, our online underwriting manual SOURCE – Life is an example of our superior medical and underwriting knowledge. Clients find it easy to use, well written and well designed. It is regularly updated, with the most recent information clearly noted.

Preferred Criteria Underwriting Model

CAPR (Classification/Assessment of Preferred Risks), an underwriting model developed by GRL, scenario tests cardiovascular risk factors to define criteria that reach targeted mortality and distribution.

Expertise in the Older Age Market

The special underwriting needs of the elderly are a greater concern than ever. GREAT (Gen Re Elderly Assessment Technique) gives an objective, direct, and functional assessment of each 70+ applicant.

Fresh Capacity

While many other reinsurers tend to use the same retro facilities for large cases, we can extend beyond the usual North American retro market. As a result, we deliver fresh capacity, and we have the ability to handle larger cases.

For more information, contact Joseph Atamaniuk at 203 352 3185 or .