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Annual Reviews
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Asbestos
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Emerging Issues
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Futuras responsabilidades derivadas de las nuevas tecnologías energéticas
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Issue: November, 2009 Language: Español
Author:
Rick Rembisz
Summary:
El presente artículo intentará arrojar algo de luz acerca de los retos a los que se enfrentan las aseguradoras de los sectores de las nuevas tecnologías energéticas, tales como la eólica y la solar, los biocombustibles y el hidrógeno. El abanico de posibilidades es prácticamente infinito. En todos estos sectores, se pueden intuir algunas exposiciones a daños corporales y materiales, pero algunos ámbitos pueden requerir mayor debate. Ver con claridad la imagen completa llevará algún tiempo y es posible que salgan a la luz riesgos propios de áreas a las que no se había otorgado ninguna importancia hasta el momento.
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Neue Energien, neue Versicherungsrisiken
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Issue: November, 2009 Language: Deutsch
Author:
Rick Rembisz
Summary:
Dieser Beitrag befasst sich mit den Herausforderungen, denen sich Versicherer bei den neuen Technologien zur Energiegewinnung, wie Wind- und Solarenergie, Biokraftstoffe und Wasserstoff stellen müssen. Die Möglichkeiten sind nahezu unbegrenzt. Alle beschriebenen Energiebranchen bergen offensichtliche Risiken für Personen- und Sachschäden. Manche Aspekte müssen noch eingehender beleuchtet werden. Neue Herausforderungen werden in Bereichen auftauchen, die vor kurzem noch unbedeutend erschienen.
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Future Liabilties from New Energy Technologies
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Issue: October, 2009 Language: English
Author:
Rick Rembisz
Summary:
Extract from Topics Nr. 17 - This article tries to shed light on some of the challenges that lie in store for the insurers of new energy technology industries, such as wind and solar energy, biofuels and hydrogen. The possibilities are nearly infinite. In each of these energy industries, there are a few intuitive business interruption and property damage exposures as well as some areas that generate additional discussions. It will take some time to see the entire picture clearly, and emerging issues may surface from areas previously deemed insignificant.
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Regarding Risk: Inflation and Insurance - What Lies Ahead?
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Issue: September, 2009 Language: English
Summary:
This edition of our Regarding Risk newsletter contains articles on the following topics: Inflation and Insurance What Lies Ahead?; Underwriters on Inflation What it means to the Property and Casualty Lines; The New RMS Catastrophe Models v.9; and Updates on Chinese Drywall and Wisconsin UM/UIM.
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Pollution Coverage Rulings & Maps as of June 2009
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Issue: June, 2009 Language: English
Summary:
This publication provides a brief look at some of the case law decisions for significant cases that involved pollution, lead and other topics. Color-coded maps highlight the rulings by state. This most recent publication contains information as of June 2009.
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Property Matters -- States and Municipalities -- Going Green
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Issue: May, 2009 Language: English
Authors:
Charlie Kingdollar,
Sue Stein
Summary:
A growing number of states and municipalities across the U.S. are adopting green building programs including Energy Star, LEED and more. This issue of Property Matters looks at a few approaches from a large city to a small county -- California, Washington, DC, Dallas, Texas, Howard County, Maryland and Epping, New Hampshire. In addition, we highlight Greensburg, Kansas which is regarded as one of the greenest cities in America and the frontrunner of requiring new construction be built to green standards.
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Emerging Issues Publications (size: 0.17MB)
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Issue: April, 2009 Language: English
Summary:
This flyer recaps emerging issues research publications produced in North America through April 2009. A small summary about each publication is included.
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Hazardous Times -- Will Imported Chinese Drywall Lead to a New Round of Construction Defects Litigation?
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Issue: April, 2009 Language: English
Author:
Charlie Kingdollar
Summary:
In this edition of Hazardous Times, we examine the potential exposures arising from the use of Chinese-made drywall in residential and commercial buildings. Over the past few years, the news media has been reporting on potentially hazardous imports from China. A wide array of Chinese-made products, such as toys, medicine and pet food, have been the subject of product recalls and litigation. Given that injured parties have little or no recourse against Chinese manufacturers, U.S. suppliers, distributors and subcontractors may become defendants in possible toxic tort or construction defects litigation arising from Chinese-made drywall.
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Facultative Matters, March 2009
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Issue: March, 2009 Language: English
Authors:
T. Michael Maloney,
Rick Rembisz
Summary:
This edition of Facultative Matters has two articles: Historic Property Rehabilitation Tax-Credit Incentive Insurance and Future Liabilities From New Energy Technologies. There is also a Gen Re article reprint about property insurers going "green."
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Insurance Issues -- Green Construction Presents New Property and Casualty Exposures
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Issue: February, 2009 Language: English
Author:
Charlie Kingdollar
Summary:
In this edition of Insurance Issues, we discuss green construction and the new exposures it may create for Property and Casualty insurers. While the economic downturn has affected the real estate and construction markets, the green construction market or building in a more sustainable manner has remained robust. Topics highlighted in this issue are: Growing support for green construction; Ranking systems and training; Implications for Property and Casualty insurers; and Claims considerations.
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Temas No. 16 - Click here to order printed copy or download PDF file (size: 7,38MB)
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Issue: January, 2009 Language: Español
Summary:
Tendencia - "El Comodín"; Seguro para personas infectadas con el VIH - Antes y ahora; Seguro de vida para personas infectadas con el VIH: Reseña del panorama en Europa y, en particular, Alemania; VIH/SIDA y los productos de seguro - Anteriores, actuales y futuros; Aciones de clase en Europa - Los acontecimientos más recientes; Reaseguro en Brasil El despertar de un gigante; La evolución del Seguro de Responsabilidad Civil General en América Latina; Recetas para las recetas - Las farmacias y los proveedores podrían cargar con la responsabilidad civil por medicamentos importados y falsificados; El teléfono como herramienta de suscripción; La directiva sobre la responsabilidad medioambiental - Un reto para el mundo asegurador
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Themen Nr. 16 - Click here to order printed copy or download PDF file (size: 5,95MB)
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Issue: November, 2008 Language: Deutsch
Authors:
Regina Dahm-Loraing,
Jutta Eich,
Giovanni Fanizza,
Sabine Fischer-Hamm,
Charlie Kingdollar,
Tad Montross,
Louis Rossouw,
Carlos Vairo,
Jürgen Warstat
Summary:
Themen Nr. 16: TREND - "Die große Unbekannte" / Versicherung von HIV-Positiven - einst und jetzt / Zur Versicherbarkeit HIV-Infizierter in der Lebensversicherung: Ein Blick auf Europa mit Schwerpunkt Deutschland / HIV/Aids und Versicherungsprodukte - gestern, heute und morgen / Sammelklagen in Europa - jüngste Entwicklungen / Rückversicherung in Brasilien - der schlafende Riese erwacht / Die Entwicklung der Allgemeinen Haftpflichtversicherung in Lateinamerika / Apotheken und Arzneimittelhändlern droht Haftung für importierte und gefälschte Medikamente / Das Telefon als Underwriting-Tool
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Publications -- A Compendium of Our Property/Casualty Research -- 2008
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Issue: October, 2008 Language: English
Summary:
This annual publication was created for senior-level clients who don't always see all the various publications we produce. It contains reprints of the Gen Re Research articles printed from September 2007 - August 2008. You can give it to Prospects after March 1, 2009; otherwise hand out the 2007 version.
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Topics No. 16 - Click here to order printed copy or download PDF file (size: 1,88MB)
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Issue: October, 2008 Language: English
Authors:
Regina Dahm-Loraing,
Jutta Eich,
Giovanni Fanizza,
Sabine Fischer-Hamm,
Charlie Kingdollar,
Tad Montross,
Louis Rossouw,
Mathias Schubert,
Carlos Vairo,
Jürgen Warstat
Summary:
Topics No. 16: TREND - "The wild card" / Insurance of People with HIV - Then and now / On Life Insurance for people with HIV: A perspective on Europe - with a focus on Germany / HIV/AIDS and insurance products - Past, present and future / Class actions in Europe - The latest developments / Reinsurance in Brazil - The awakening of a giant / Rx for Rx - Pharmacies and suppliers facing potential liability for imported and counterfeit medicines / The development of General Liability Insurance in Latin America / The telephone as an underwriting tool / The Environmental Liability Directive - A challenge for the insurance industry
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Hazardous Times -- Expanding Personal Lines Exposures - Residential Oil and Gas Boom
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Issue: August, 2008 Language: English
Author:
Charlie Kingdollar
Summary:
In this edition of Hazardous Times we examine the potential Personal Lines exposures arising from the residential oil and natural gas boom occurring in several regions across the country. Oil and natural gas exploration firms have begun approaching an increasing number of homeowners and farmers to obtain the rights to oil and natural gas that may sit beneath their property. Personal Lines carriers have begun to see an increasing number of insureds seeking advice and possibly coverage for third-party bodily injury, property damage and pollution claims arising from drilling operations on the insureds' land.
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Emerging Issues -- Are You Prepared for New Trends That Will Impact Your Book?
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Issue: August, 2008 Language: English
Author:
Charlie Kingdollar
Summary:
Gen Re's Emerging Issues team employs a host of tools and sources to track emerging issues. Some of the things they do include reviewing international news looking for scientific or industry developments that can alter the exposures priced by our industry, and scanning legislative information looking for significant court rulings or proposals. Then they share their findings with clients via Gen Re publications. This flyer outlines some of the issues on their radar screen and recent publications.
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Casualty Matters -- Changing Tort Law and Exposures
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Issue: May, 2008 Language: English
Summary:
This publication reviews recent developments that signal major changes in tort law and insurance exposures. In particular, we highlight a legislative trend toward broadening tort remedies and recoveries. Our research includes: Tort Law Changes; Commercial and Social Host Liquor Liability; Construction Defects and Insurance Coverage; Employer Liability and Workers' Compensation; Internet Defamation and Cyberbullying Claims; as well as some Toxic Tort and Emerging Issues updates.
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Temas No. 15 - Click here to order printed copy or download PDF file (size: 6,40MB)
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Issue: December, 2007 Language: Español
Authors:
Udo Wegerhoff,
Regina Dahm-Loraing,
Wolfgang Droste,
Thomas Grollmann,
Tad Montross,
Ulrich Pasdika,
Ralf Quick
Summary:
Temas No. 15: "Arte versus ciencia" en la suscripción / El Seguro de Dependicia Privado - ¿Una tendencia mundial de los mercados de seguros? / Las acciones de clase en Europa. Una reseña. La ley alemana del caso modelo del mercado de capitales (KapMuG), la ley holandesa WCAM, el caso Shell y la Comsaria Kuneva / Nuevo modelo de terremotos para Alemania / Pruebas Clínicas - Una breve reseña desde la perspectiva de EEUU / Reaseguro basado en el valor - Piedra angular de la gestión basada en el valor en esta era de Solvencia II / Estudio de mercado 2000-2004 de Gen Re sobre Enfermedades Graves / Planteamientos iniciales en Alemania para la valoración de los riesgos de responsabilidad civil derivados de la Directiva europea sobre responsabilidad medioambiental y de la Ley alemana sobre la prevención y reparación de daños medioambientales (USchadG)
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Casualty Matters -- Business and Home--New Liability Questions and Answers
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Issue: November, 2007 Language: English
Summary:
This edition of Casualty Matters focuses on important liability and coverage issues that are now being argued before several state supreme courts. We highlight the questions that will soon be answered in key states, and the potential impact on insurers. We also review the latest cases, regulations and other developments changing GL, BOP, CU, HO and/or PU exposures.
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Topics No. 15 - Click here to order printed copy or download PDF file (size: 7,20MB)
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Issue: November, 2007 Language: English
Authors:
Udo Wegerhoff,
Regina Dahm-Loraing,
Wolfgang Droste,
Thomas Grollmann,
Tad Montross,
Ulrich Pasdika,
Ralf Quick
Summary:
Topics No. 15: Underwriting - Art vs. Science / Private Long-Term Care Insurance - A Trend on International Insurance Markets? / Capital Markets Model Case Act (KapMuG), WCAM, Shell and Ms. Kuneva - Class Actions in Europe. An Overview. / New Earthquake Model For Germany / Clinical Trials - A Brief Primer From a US Perspective / Value-Based Reinsurance - A Cornerstone of Value-Based Management in an Era of Solvency II / Gen Res Dread Disease Survey 2000-2004: How It Started / Initial Approaches to the Assessment of Liability Risks Arising out of the European Environmental Liability Directive and the Environmental Damage Prevention and Remediation Act in Germany
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Themen Nr. 15 - Click here to order printed copy or download PDF file (size: 6,85MB)
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Issue: September, 2007 Language: Deutsch
Authors:
Udo Wegerhoff,
Regina Dahm-Loraing,
Wolfgang Droste,
Thomas Grollmann,
Tad Montross,
Ulrich Pasdika,
Ralf Quick
Summary:
Themen Nr. 15: Underwriting - Kunst oder Wissenschaft? / Die private Pflegeversicherung - ein Trend in internationalen Versicherungsmärkten? / KapMuG, WCAM, Shell und Frau Kuneva - Sammelklagen in Europa. Ein Überblick / Neues Erdbebenmodell für Deutschland / Klinische Prüfungen - eine kurze Einführung aus US-amerikanischer Sicht / Wertorientierte Rückversicherung - Eckpfeiler der wertorientierten Unternehmenssteuerung in Zeiten von Solvency II / Dread Disease-Studie der Gen Re für 2000 bis 2004: Wie alles anfing / Fauna - Flora - Habitat ... Erste Ansätze zur Bewertung von Haftungsrisiken aus der Europäischen Umwelthaftungsrichtlinie bzw. dem Umweltschadengesetz in Deutschland
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Regarding Risk: Increasing Sales - A Bundle of Opportunities
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Issue: September, 2007 Language: English
Summary:
This edition of Regarding Risk contains articles on the following topics: Increasing Personal Umbrella Sales--a Bundle of Opportunities, with a special report from J.D. Power on their recent Insurance Shopping Study; Gen Re's Emerging Issues team and what they've been doing; and the importance of Cat planning. In addition, you will find information about Gen Re Prop Fac, NewsBrief, Directors' Insurance News, Gen Re seminars, publications and recent presentations, as well as a few recent legal cases that impact the insurance industry.
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Casualty Matters -- New Laws and Emerging Exposures
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Issue: July, 2007 Language: English
Author:
Charlie Kingdollar
Summary:
This publication reviews new laws and decisions in 2007 that change liability rules and create new exposures for insurers. Research includes social host liability--laws and maps showing where liability is assigned in each state; state legislative changes on contractor insurance requirements; verdicts involving schools and blogs; tort law changes affecting damages and recoveries; new bad faith laws for first-party insurers; and updates on asbestos and nanotechnology.
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Publications -- A Compendium, of Our Property/Casualty Research -- 2006
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Issue: November, 2006 Language: English
Summary:
This publication was created for CEO-level clients who don't always see all the various publications we produce. It contains reprints of the Gen Re Research articles from December 2005 to October 2006. The Studies printed during this time period are listed, but not reprinted here.
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Regarding Risk: Enterprise Risk Management
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Issue: June, 2006 Language: English
Summary:
This edition of Regarding Risk contains articles on the importance of Enterprise Risk Management, what your company can do to plan for a health pandemic and a discussion of catastrophe planning.
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Casualty Matters -- Emerging Issues--Emerging Losses
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Issue: June, 2006 Language: English
Author:
Charlie Kingdollar
Summary:
This article focuses on emerging issues affecting both personal and commercial lines of insurance. We review recent claim, litigation and coverage developments that may signal a new exposure or direction in claims. We discuss these issues and the implications, along with our additional observations on how the GL, BOP, CU, HO and/or PU insurer is affected. Our research in this publication includes: Expanding areas of premises liability; Nuisance laws and toxic tort claims; Nanotechnology developments; and Federal credit reporting law and growing insurer exposures.
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Pollution Coverage Rulings & Maps
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Issue: May, 2006 Language: English
Author:
Charlie Kingdollar
Summary:
**Available as PDF only. Hard copies no longer available.** This publication provides a brief look at some of the case law decisions for significant cases that involved pollution, lead and other topics. Color-coded maps highlight the rulings by state. This most recent publication contains information as of April 2006.
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Hazardous Times® - Avian Flu--A Lot of If and When, But Could Property/Casualty Insurers See Claims?
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Issue: April, 2006 Language: English
Author:
Charlie Kingdollar
Summary:
Concerns about avian flu reaching the United States and spreading to humans are shared by all insurers -- in their capacity as financial protectors of their policyholders and as employers of a workforce. The avian flu strain is making its way across Asia, Europe and Africa, which prompts the question: What happens if and when it arrives here? Information on avian flu changes on a daily basis. This article captures the status and issues as of March 30, 2006.
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Hazardous Times® - How Absolute is Absolute? The Status of the Absolute Pollution Exclusion
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Issue: February, 2006 Language: English
Author:
Charlie Kingdollar
Summary:
This issue of Hazardous Times highlights the changing case law on the absolute and total pollution exclusions found in liability policies. An increasing number of courts are interpreting and applying the exclusions narrowly, so that coverage has been found under a number of different scenarios. Topics addressed in this edition are the differences between absolute and total pollution exclusions; the types of claims and arguments testing pollution exclusions; recent court rulings rejecting absolute and total pollution exclusions to find coverage; maps illustrating the status of U.S. decisions and the ten-year trend of coverage and the disputes involving the applicability of the absolute pollution exclusion.
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Casualty Matters -- Main Street Business--Curbing Your Liability (size: 0.35MB)
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Issue: December, 2005 Language: English
Author:
Charlie Kingdollar
Summary:
**Available as PDF only. Hard copies no longer available.** In this inaugural issue of this newsletter series, we focus on cases and verdicts important to risks we often describe as "Main Street Business" -- retailers, contractors, small manufacturers and other entities with similar casualty exposures. We identify the specific types of risk, so clients can gauge its relevance to their book of business, and offer additional observations on what the developments mean to underwriters.
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Regarding Risk: Identity Theft - Are You Insuring It?
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Issue: September, 2005 Language: English
Summary:
**Available as a PDF only. Hard copies no longer available.** This newsletter includes articles on identity theft claims and potential insurance exposures, medical cost inflationary trends, and developments involving tort reform, TRIA, building collapse and advertiser liability.
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Regarding Risk: Dynamic Financial Modeling -- Measuring Risk for Better Decisions (size: 0.53MB)
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Issue: May, 2005 Language: English
Summary:
**Available as a PDF only. Hard copies no longer available.** This newsletter about risk discusses the uses and benefits of Dynamic Financial Modeling (DFA), underwriting G/L for contractors, new EPLI products, and a variety of recent Gen Re research and industry developments, including Gen Re's chronic pain study, obesity claims, business interruption, youthful drivers, and our new management seminar series launched this month.
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Facultative Matters, March 2005
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Issue: March, 2005 Language: Deutsch
Summary:
**Available as PDF only. Hard copies no longer available.** In dieser Ausgabe bieten wir einen internationalen Überblick zum Begriff der Mitversicherung (Coinsurance) und seiner unterschiedlichen Verwendung in verschiedenen Märkten außerhalb Nordamerikas, vor allem in Deutschland.
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Facultative Matters, November 2004
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Issue: November, 2004 Language: English
Authors:
Andreas Kessler,
Anthony Tufariello
Summary:
**Available as PDF only. Hard copies no longer available.** In this issue, we present an international perspective on the concept of coinsurance in the international marketplace and the use and risks of composite panels, a common building material in the UK. In addition, from a U.S. perspective, we provide an in-depth study on the Sikorsky Memorial Bridge crane accident and present a view of products liaibility in the very new, rapidly expanding industry of dietary supplements. **Available as PDF only. Hard copies no longer available.**
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Commerical Umbrella Monitor, October 2004
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Issue: October, 2004 Language: English
Authors:
Michael Mugglebee,
James Nealon
Summary:
**Available as PDF only. Hard copies no longer available.** This issue of Commercial Umbrella Monitor provides our clients with information on timely topics and general expertise issues facing this intricate line of business. The goal of each issue is to keep our customers informed about developing trends and pertinent issues facing commercial umbrella underwriters.
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Hazardous Times® - Burgeoning Silica Litigation
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Issue: August, 2004 Language: English
Author:
Charlie Kingdollar
Summary:
**Available as PDF only. Hard copies no longer available.** In October 2003, Gen Re published a Hazardous Times issues entitled "Silica Primer--An Asbestos Spin-Off?" Since then, silica litigation has grown and cast a wider net over the defendant community. We thought an update would be helpful.
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Insurance Issues - Tracking Emerging Issues
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Issue: January, 2004 Language: English
Author:
Elizabeth Benet
Summary:
**Available as PDF only. Hard copies no longer available.** How can insurers predict what exposure will create new liabilities for insurers? Insurers cannot underwrite risks properly without an accurate assessment of the risks, and identifying a new exposure and quantifying its impact are difficult matters. This Insurance Issues newsletter describes ways to identify emerging risks and how our Emerging Issues unit can assist clients in identifying emerging issues.
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Hazardous Times® - Silica Primer - An Asbestos "Spin-Off?"
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Issue: October, 2003 Language: English
Author:
Charlie Kingdollar
Summary:
**Available as PDF only. Hard copies no longer available.** This issue focuses on burgeoning silica litigation, including health information, claim trends and the legal issues surrounding silica, with an eye toward underwriters viewing current exposures.
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Hazardous Times® - Pharmaceuticals and Vaccines Draw More Claims
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Issue: June, 2002 Language: English
Author:
Charlie Kingdollar
Summary:
**Available as PDF only. Hard copies no longer available.** There has always been significant risk inherent in producing new drugs. Even the products with tremendous benefits can have serious side effects, and those unintended and often unexpected effects bring on the lawsuits. As more drugs reach the market and more people take them, the number of lawsuits rises as well.
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Employment Practices Liability (EPLI)
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Energy
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Environmental/Pollution
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EPLI
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Errors & Omissions
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Errors and Omissions
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Facultative
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Financial
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Financial (General)
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Financial/Asset and Capital Management
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Financial/Solvency
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Fire
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Fraud
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General Industry
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Homeowners
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Internet Risk
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Life/Health
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Long Term Care/Nursing Homes
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Management/General Interest
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Marine
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Medical Malpractice
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Mining and Natural Resources
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Miscellaneous
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Natural Hazards
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Policy Wording
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Product Liability
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Property
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Property (General)
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Reinsurance
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Semiconductor
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Special Publications
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Terrorism
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Umbrella (incl. Personal and Commercial)
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Umbrella - Commercial
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Umbrella - Personal
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Workers' Compensation
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