Risk Insights is a technical publication produced four times a year by Gen Re for life and health insurance executives worldwide. Articles focus on actuarial, underwriting, claims, medical, and risk management issues. Products receiving emphasis include life, health, disability income, long term care, and critical illness insurance.
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Issue: March, 2012 Language: English
Authors:
Lynn Baillie,
Sara Goldberg,
Robert Kerr,
James Louw,
Adrian Mak
Summary:
Content: The Value of Life Insurance / Simplifying Income Protection for the Mass Market / Hitting the Customer Sweet Spot for Life - Part 2 / Projecting Mortality Trends - Part 2 / Volatility in Assumptions / Inside Gen Re
Click here to access the electronic flipbook version.
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Issue: March, 2012 Language: English
Summary:
This index provides a listing of Risk Insights newsletter topics and articles produced during the last decade. |
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Issue: December, 2011 Language: English
Authors:
Andy Baillargeon,
Sara Goldberg,
Drew King,
Adrian Mak,
Bernhard Wolters
Summary:
Contents: Hitting the Customer Sweet Spot for Life - Part 1 / Projecting Mortality Trends - Part 1: Separating the Past from the Future / Rate Increase Strategy and Anti-Selective Lapses in the U.S. Medicare Supplement Market - A Case Study / Commission-Based versus Fee-for-Advice Systems / Inside Gen Re
Click here to access the electronic flipbook version.
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Issue: September, 2011 Language: English
Authors:
Thomas Ashley,
John Ferguson,
Ulrich Pasdika,
Julia Warth
Summary:
Contents: Occupation-led pricing in Disability Income Insurance - The German Example / Predictive Modeling / Preferred Lives Products in a Unisex Environment / Gen Re's International Dread Disease Survey / Inside Gen Re
Click here to access the electronic flipbook version.
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Issue: June, 2011 Language: English
Authors:
Joan Coverson,
Carmelo Galante,
Luis Garcia,
Laura Vecchione
Summary:
Contents: Pricing for Joint Life Second Death Assurance / Breast Cancer Risk Prognosis and Prediction / Pension Systems in Latin America / Inside Gen Re
Click here to access the electronic flipbook version.
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Issue: April, 2011 Language: English
Authors:
Ian Cox,
Irene Ng,
Andres Webersinke,
Bernhard Wolters
Summary:
Content: It has been decided: Europe's future is unisex / Being insured before birth - new pre-natal insurance plans from Asia / "In life, one sometimes makes bad deals" - a different view of the intricacies of managing longevity risk / Asbestos lung disease / Inside Gen Re
Click here to access the electronic flipbook version.
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Issue: December, 2010 Language: English
Authors:
Inga Kreiensiek,
Patricia Bailer,
Sabine Fahrig,
James Louw
Summary:
Contents: Disability Income Experience Investigation in New Zealand / Personal Accident, Disability Income, Critical Illness Cover -Trends of Convergence? / The Individual Disability Physician Market - Is Hindsight Really 20/20? / Equal Treatment of the Sexes / Inside Gen Re
Click here to access the electronic flipbook version.
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Issue: August, 2010 Language: English
Authors:
Tim Eppert,
Adele Groyer,
Andy Perkins,
Javier Ruiz del Moral
Summary:
Click here for free access to our electronic flipbook version.
Contents: Cancer Screening - Developments and Implications for Critical Illness Benefits / Biometrical Trends and Their Effects on Long Term Care Insurance / Long Term Care Insurance Premium Increases - Summary of Survey Findings / Improvements to Traffic Accident Mortality in Spain / Inside Gen Re |
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Issue: May, 2010 Language: English
Authors:
Ross Campbell,
Ian Cox,
Andrea Giese,
Kevin Uryase,
Andres Webersinke,
Bernhard Wolters
Summary:
Click here for free access to our electronic flipbook version.
Contents: What Does Risk Feel Like? Insights From Behavioural Economics - Part II / Milk, Sugar, Bread and Life Insurance ... is Shopassurance on the List? / Insurance Offerings in the Supermarket - A Look at the Current Legal Situation in Germany / Diabetes Underwriting Review / The World Cup - Shattered Dreams and Broken Hearts / Inside Gen Re LifeHealth |
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Issue: March, 2010 Language: English
Authors:
Chris Ball,
Ian Cox,
John Ferguson,
Ana Paez,
Bernhard Wolters
Summary:
Click here for free access to our electronic flipbook version.
Contents: Obesity - Treatment and Subsequent Risk Assessment / Critical Illness Reinstatement Products / Anti-Discrimination Law - The Portuguese Experience / What Does Risk Feel Like? Insights From Behavioural Economics - Part I / Inside Gen Re LifeHealth |
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Issue: December, 2009 Language: English
Authors:
Lorna McLaren,
Chris Ball,
Björn Borchmann,
Ian Cox,
Stephane Julien,
Andy Perkins,
Mary Ann Wilkinson
Summary:
Life Insurance - Product Trends in the U.S. 10 Years After Y2K / Anti-Selection - Fact or Myth? Experience of a Guaranteed Issue Portfolio / Obesity - An Expanding Issue / Claims Visiting Services in the German Disability Insurance Sector - Observations on the Different Aspects of Conducting On-site Claims Investigations / Long Term Care Claims Management - Opportunities for Improvement / Inside Gen Re LifeHealth |
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Issue: August, 2009 Language: English
Authors:
Thomas Ashley,
Ross Campbell,
Sabine Fahrig,
Andres Webersinke
Summary:
Underwriting the Elderly - Findings From a U.S. Survey / Beyond Containment but Well Into the Guessing Game - The Novel A/H1N1 Influenza Pandemic / Evidence-based Underwriting - Rheumatoid Arthritis / Inside Gen Re LifeHealth |
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Issue: May, 2009 Language: English
Authors:
Drew King,
Subha Neelakantan,
Louis Rossouw,
Stephen Rowley,
Andres Webersinke
Summary:
Disability Insurance in the U.S. Recession / Health Insurance in India / Critical Illness Insurance as a Complementary Sale to Disability Income Insurance / Different European Anti-Discrimination Laws and Directives - What's Coming Our Way? A Brief Update / Inside Gen Re LifeHealth |
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Issue: March, 2009 Language: English
Summary:
CI Cover for Children in Different Parts of the World - from Individual Policy to Automatic Inclusion / The Future Burden of Heart Attack - How Changes inDiagnostic Criteria Affect the Number of Claims Under Critical Illness / Health Insurance in France / Genetics and Insurance Medicine on Handling Genetic Information / Inside Gen Re LifeHealth |
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Issue: December, 2008 Language: English
Authors:
Lorna McLaren,
Thomas Ashley,
Chris Ball,
Michael Clift,
Ralph Price
Summary:
Driving Criticism and Motor Vehicle Records - Trends, Technology and Terminology; Recurrent PSA After Prostatectomy for Prostate Cancer: Implications of PSA Doubling Time; Pilot's Loss of License Cover; Depression and Suicide Risk; Inside Gen Re LifeHealth |
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Issue: September, 2008 Language: English
Summary:
In this edition we have a wide range of articles from financial underwriting to income disability studies, from claims assessment and underwriting the elderly to comparing group pricing with baseball. |
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Issue: May, 2008 Language: English
Summary:
Evidence-based Underwriting: The Example of Multiple Sclerosis / Highlights from Gen Re's Dread Disease Survey 2000-2004 / Non-disclosure in the UK - ABI Guidelines / Does Total Line Equal the Sum of All Financial Formulas? / HIV/AIDS Products - A Tale of Two Worlds / Inside Gen Re LifeHealth |
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Issue: February, 2008 Language: English
Authors:
Megan Garvan,
Richard Lambert,
Stephen Rowley,
Bernhard Wolters
Summary:
Reforming the Dutch Disability System - Just a Game / Doing more for Less - Without Sacrificing Risk / Select Mortality of a French Funeral Expenses Insurance Portfolio / To "See" or not to "See" - A Trauma Definition Analysis / Inside Gen Re LifeHealth |
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Issue: November, 2007 Language: English
Authors:
Johann DuToit,
Thomas Gehling,
Paul Lewis,
Dave Nicholas,
Louis Rossouw,
Andrea Stracke
Summary:
Mortality: Generalized Linear Modelling - A Life Insurance Perspective / Term Products in Germany - Some Insights into a Special Market Segment / Using the Telephone as an Underwriting Tool / EBNER - An Alternative Method of Allowing for Late Reported Claims / Influenza Pandemic - The Impact on an Insured Lives Portfolio / Inside Gen Re LifeHealth |
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Issue: August, 2007 Language: English
Authors:
Thomas Ashley,
Martina Buck-Lacombe,
Ian Cox,
Robert Ostermann-Myrau,
Laura Vecchione
Summary:
The Use of Functional Assessment to Underwrite the Elderly Market / The Hidden Risk of Problem Gambling / The Insurance Eletrocardiogram - Do we need it? / Markers of Renal Disease and Cardiovascular Risk / Autoimmune Disease - When the Body Fights Itself / Inside Gen Re LifeHealth |
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Issue: May, 2007 Language: English
Authors:
Raymond Gill,
Thomas Ashley,
Chris Ball,
Ian Cox,
Adela de Loizaga Carney,
Theresa Feer
Summary:
International Congress of Insurance Medicine (ICLAM) / The Metabolic Syndrome / PSA for Diagnosis of Prostate Cancer: Predictive Value, Sensitivity and Specificity / Rheumatoid Arthritis / Insurance Aspects of Chronic Obstructive Pulmonary Disease (COPD) / Underwriting Valve Disorders / Inside Gen Re LifeHealth |
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Issue: February, 2007 Language: English
Authors:
Chris Ball,
Ross Campbell,
Richard Lambert,
Dirk Nieder,
Ulrich Pasdika
Summary:
This issue of Risk Insights features discussion on Long Term Care: Clinical aspects of LTC risk management; LTC underwriting and claims assessment protocols in the UK; Development of LTC insurance in Europe; LTC insurance in France and LTC insurance in Asia. |
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Issue: November, 2006 Language: English
Authors:
Tony Baker,
Johann DuToit,
Marcus Leven,
Lynn Baillie,
Sabine Fahrig,
Thomas Gehling,
Richard Lambert,
Marcus Pillay
Summary:
This issue of Risk InsightsŪ is the second of a two-part series on disability insurance. Topics discussed are What is Adequate Financial Underwriting for Disability Products in Australia?; Profitable Environment for Occupational Disability Products in South Africa; Income Protection in Case of Disability--French Context and Tariff Methodology; Recent Developments in the German Disability market; New Product Designs in the UK Disability market; Disability Insurance in the Netherlands; Best Practice in UK Claims Management; and Claims Management Techniques Revisited. |
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Issue: August, 2006 Language: English
Authors:
Mary Beth Carion,
Randy MacDormand,
Patricia Bailer,
Andy Baillargeon,
Jennifer Daigle,
Drew King
Summary:
This issue of Risk InsightsŪ is the first of a two-part series on disability insurance. Topics discussed are Disability Insurance in the U.S.--Demographics, Demand, and Distribution; Emerging Products and Players in Individual DI; Actions Speak Louder than Trends; Data Not perfect? One Approach for Adjusting Underwriting Analysis and The Internet and Disability Claim Risk Management. |
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Issue: May, 2006 Language: English
Authors:
Paul Brett,
Megan Garvan,
Petar Peric,
Robert Pokorski,
Andy Baillargeon,
John Cathcart,
Jason Cooper-Williams,
Janice Lu
Summary:
This issue of Risk Insights features discussion on Dread Disease/Critical Illness Insurance. Topics discussed are the Gen Re Dread Disease Survey 2000-2004, UK Standard Critical Illness Definitions, Critical Illness in South Africa, Critical Illness--"The Nature of the Beast", Critical Illness Product Development in the U.S., Critical Illness Risk for Type 2 Diabetes, and Severity Criteria for Critical Illness Insurance Definitions. |
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Issue: February, 2006 Language: English
Authors:
Adela de Loizaga Carney,
Louis Rossouw
Summary:
This issue of Risk Insights features discussion on Infectious Diseases. Topics discussed are Hepatitis B in Australasia, Hepatitis B and C in the U.S. and Modelling HIV/AIDS in South Africa. |
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Issue: November, 2003 Language: English
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