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Nine Questions Mutual Company Directors Should Ask When Assessing Their ERM Culture

Every year our Mutual Practice team looks forward to the National Association of Mutual Insurance Companies (NAMIC) Annual Convention. With nearly 2,000 attendees, it is a great opportunity to experience the rich tradition of the mutual insurance industry, enjoy a diverse a range of talented keynote speakers and listen to a multitude of stimulating panel discussions.

  • Automated Driving - Impact on Loss Costs Until 2035

    By Mathias N. Schubert, Cologne (guest contributor) | Mar 23, 2018 | English

    The effects of driver assistance and automated driving systems on road safety and accident loss costs are the subject of numerous and often speculative prognoses. For some, a massive reduction of road accidents and attendant loss costs is more or less...

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  • Bewertung des Risikos von Herzerkrankungen bei älteren Menschen

    By Dr. John O'Brien | Mar 21, 2018 | Deutsch | English

    Die Prävalenz von Herz-Kreislauf-Erkrankungen wie Bluthochdruck, koronarer Herzkrankheit, Herzversagen oder Schlaganfällen nimmt mit dem Alter zu. Häufig liegen mehrere Herzerkrankungen zusammen mit anderen Krankheiten vor. Das macht die Risikoprüfung...

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  • Genetics and Insurance - One Perspective on Future Directions

    By Dr. John Chevers, PHG Foundation, Cambridge, UK (guest contributor) | Mar 15, 2018 | English

    Insurers understand better than most that predicting ill health is more about probability than certainty. The industry’s predictive expertise is developed from objective analysis of medical reports and claim histories. Underwriters never have definitive...

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  • Assessing Elderly Heart Disease Risk

    By Dr. John O'Brien | Mar 08, 2018 | English | Deutsch

    The prevalence of cardiovascular disease - hypertension, coronary heart disease, heart failure or stroke - increases with age. Often, multiple cardiac conditions coexist with other illnesses, and this makes risk assessments for applicants aged 70 and...

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