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Current State of Group Medical EOI Applications
By Joe Iannetti Jul 31, 2018 English
This past May, Gen Re released the results of our Group Medical Evidence of Insurability Underwriting Survey. The survey covered Group Life, LTD and STD products with a focus on how companies staff and process their Evidence of Insurability (EOI) applications....
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Making the Connection With Disability Insurance
By Steve Woods May 14, 2018 English
I have never sold insurance; however, in my 25 years in the insurance business I have worked with a lot of salespeople. During this time, I’ve made an elementary discovery: It is easier to sell an insurance product to someone that understands the need...
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Underwriting Ratings for Auto Racing - Revisited
By Cecil Ramotar Apr 23, 2018 English
Oval track racing has one of the largest participant bases for auto racing within the U.S. - and Gen Re’s North America Life underwriters have recently completed a detailed analysis of activity on these tracks which lead to a revision of our rating guidelines....
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Synthesis Analysis - A Robust Statistical Tool for Life Insurance Underwriting and Pricing Research
By L/H North America - Decision Analytics Team Jan 25, 2018 English
Application questions, health interviews, motor vehicle records, attending physician statements, paramedical exams, blood and urine tests, and prescription histories are common elements of the life insurance underwriting assessment process. This standard...
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