Trends Are Emerging - From Privacy and Workers' Comp. to Auto and Homeowners
Issue: November 2014 | Auto/Motor, Commercial Umbrella, General Liability, Personal Umbrella, Workers' Compensation | Download PDF | English By Laura Allison, Property/Casualty Underwriter, Stamford Matt Burns, P/C Treaty Commercial Umbrella Line of Business Underwriter, Stamford Mindy Pollack, Property/Casualty Treaty Product Specialist, Stamford
We always find a wide variety of laws and court decisions when reviewing developments that occurred since our prior publication. Sometimes a common theme rises to the surface, and this time is no different.
A handful of important insurance issues seem to be generating a lot of attention and, remarkably, similar responses within the industry and from the courts. A sampling of the good and bad trends evident from our review includes:
- Enforcement of privacy-related exclusions
- Rejection of Workers' Compensation exclusivity
- Ineffective UM/UIM stacking waivers
- Auto and Home-sharing coverage questions and filings
- Testing incidental home business endorsements
As measured by client inquiries and form filings, cyber coverage, drones and concussions are also top of mind for many carriers.
We recognize all of these issues, and more, in this edition of Casualty Matters. If we can help you evaluate the exposures emerging in your book and explore insurance solutions, let us know. If your peers and the courts find these topics important, chances are you will, too.
Read this publication by clicking on the articles listed in the Table of Contents.