Claims Focus 2016, No. 1
Issue: August 2016 |
By Varsha Gujarathi, Life/Health Senior Risk Consultant, Mumbai
Ross Campbell, Life/Health Chief Underwriter, Research & Development, London
Dr. Kai-Michael Beeh, insaf Respiratory Research Institute, Wiesbaden, Germany
Rob Frank, Principal Claims Advisor, Sydney
Fionna Kossmann, Manager Claims, Cape Town
As the World Health Organization recently reported, “More than 80% of people living in urban areas that monitor air pollution are exposed to air quality levels that exceed WHO limits”. We know that air pollution is a major problem in today’s globalized world; the good news is that more and more cities measure the amount of air pollution.
The negative consequences of breathing bad air in cities are recognized by people, hospitals and insurance companies worldwide: Air pollution causes diseases and death. The WHO estimates that more than three million people die prematurely because of air pollution damage of the lungs and/or the cardiovascular system. For this edition of Claims Focus, Varsha Gujarathi describes the scenario of air pollution in India and raises these issues: How do outdoor and indoor pollution contribute to respiratory diseases? Which initiatives, including healthcare education, does the government take?
Dr. Kai-Michael Beeh examines the interrelation of air pollution and chronic respiratory diseases from a medical point of view. Under the heading “Look across the fence”, we introduce a new category where Gen Re colleagues from all over the world share their knowledge about claims assessment. In the current issue, Fionna Kossmann and Rob Frank start us off with South African and Australian experiences and recommendations about settlement offers.
Finally, Ross Campbell describes how digital health information collected by apps can help with the management of mental health problems.