Claims Focus 2014, No. 1
Issue: September 2014 |
L/H General Industry,
By Prof. Dr. med Jürgen Bauer, Department of Epileptology, University of Bonn
Dr. John Delfosse, Consulting Medical Officer, Gen Re, London
Dr. Hermann Finck, MD, Physician, Diabetologist, Traffic Medicine, Social Medicine
This publication outlines driver fitness and its impact on working ability as well as disability assessment. In general many countries have established specific medical standards that define driver fitness and the conditions in which a driving licence should be withdrawn.
The reasons for losing the driving licence are various. Old age with its inevitable limitations (vision and hearing impairment, cognitive processing, etc.), specific physical or mental disorders (e. g., musculoskeletal disorders) as well as a reduced attention span, can all lead to the loss of driving ability. Additionally, certain medication can increase the accident risk.
Fitness to drive is an important factor in the context of disability insurance – either because people need to drive to work or because they are a driver by profession (lorry, bus, taxi). In this issue, we present the standards to assess the capabilities of medically impaired drivers in the UK as a country-specific example.
Additionally, we discuss the driving performance in cases of serious illnesses, such as diabetes and epilepsy, taking into account different therapies and prognoses as well as European guidelines.
With these thoughts we hope to support you in your disability claims assessment.
Browse the Contents in this publication.