Perspective

Contributors

Mike Downes

Property Facultative Senior Underwriting Specialist, Hartford

Mike Downes, CPCU, ARe is Branch Manager and Vice President in Gen Re's Hartford office.

  • Go The Extra Mile with Fac

    By Mike Downes |Dec 20, 2016|English

    Facultative reinsurance: not exactly a household term, is it? Yet it’s possibly one of the most valuable and underutilized tools in an insurer's arsenal. The common misconception that if Fac is needed the deal isn’t worth writing fails to contemplate...

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  • Fac to the Future

    By Mike Downes |Jun 15, 2015|English

    The Flux Capacitor - It represents the epitome of creativity, problem solving and “out of the box” thinking. Admittedly, facultative reinsurance may not be the equivalent of Doc Brown's time travel, but in an underwriting world increasingly defined by...

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