Perspective

Contributors

Guizhou Hu

Life/Health Chief of Decision Analytics, Stamford

Guizhou Hu is VP, Chief of Decision Analytics for Gen Re's North American Life/Health division. He develops value-added reinsurance products, evaluates industry intelligence and models, and identifies ways to assist Gen Re's reinsurance clients in developing their own initiatives. Guizhou has a MD from Beijing Medical University and a PhD in epidemiology from Cornell.

  • 预测分析全球调研结果 – 在寿险及健康险行业的应用仍有发展空间

    By Guizhou Hu |Apr 27, 2017|Chinese

    “大数据”对寿险及健康险公司意义几何?全球的保险公司在预测分析上关注什么?他们如何采用预测分析?他们对于未来有何预期?我们通过在全球开展的预测分析调研得到了这些问题的答案,并于本月与调查参与公司分享了调研结果。 此次调研收集了23个国家/地区共136家保险公司的反馈,这些国家/地区按照地理位置被划分为八个区域:澳大利亚/新西兰、欧洲、拉丁美洲、中东/塞浦路斯、南非、台湾、英国/爱尔兰、美国。 我们在此次调研中将预测分析定义为:“超越传统精算经验分析,利用数据进行建模或预测未来结果的严谨统计学技术”。预测分析在保险业不同职能部门有着广泛的应用潜力:从市场营销和客户接触,到定价和经由核保与理赔流程实现的风险管理。在这些职能部门采用预测分析需要思考模式的转移、管理层的承诺以及资源和人才。 虽然预测分析已经在保险业以外的许多公司得到广泛应用,如谷歌的无人驾驶汽车和在线推荐引擎,但是预测分析在寿险及健康险行业的应用仍然被视为一种创新。 我们的调研结果显示: ...

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  • Predictive Analytics Global Survey Results - Still Room to Grow for Life & Health Insurers

    By Guizhou Hu |Apr 05, 2017|English

    How big is “big data” for life and health insurers? What are insurers worldwide focused on when it comes to predictive analytics? How are they adopting it and what are their expectations for the future? We set out to find answers to these questions through...

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  • Human vs. Machine – Which One Is Changing Insurance? [Video]

    By Guizhou Hu |Nov 15, 2016|English

    According to Ingenin’s 2015 Insurance Innovation Survey, 65% of insurance executives believe new technology will disrupt the insurance industry over the next five years. Among the many disruptors making the scene, it appears predictive analytics has the...

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  • The Accuracy of Prediction Models in Life Underwriting

    By Guizhou Hu |Dec 08, 2015|English

    According to IBM, 90% of all the data in the world has been created in the past two years. Each of us is utilizing and providing data every time we log in to our computers, browse the Internet or simply drive down the highway with our iPhone in our pocket....

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