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Perspective

Our Perspective

  • Exploring the Subconscious and Habits: This Is Insurance, Right?

    By Mo Tooker|October 09, 2014|English

    As I shared in my earlier introductory blog, Gen Re is on a journey to explore the influence of biases in the decision making process, especially where it relates to underwriting. Like you, I’m an insurance decision maker - I’m not a neuroscientist....

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  • Rating Agencies Getting More Interested in Emerging Issues

    By Charlie Kingdollar |October 02, 2014|English

    Emerging Issues that can impact the Property/Casualty insurance industry can arise from a variety of circumstances including: - Scientific, technological and medical advances - Judicial decisions abrogating policy coverage defenses -...

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  • The Crucial Role of Reinsurance in Solvency II

    By Ralf Quick |September 25, 2014|English | Español

    No insurer in Europe can escape the grasp of the Solvency II project. A European Union directive, it is intended to make sure that insurance companies have sufficient capital set aside to cover all the claims they are likely to receive at a given risk...

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  • Let’s Not Underestimate The Human Element in Underwriting

    By Mo Tooker|September 22, 2014|English

    As modern risk professionals, we pride ourselves on making decisions that are informed by granular risk data, actuarial analysis and complex computer models. Yet, we have discovered that these quantitative elements unfortunately represent only half...

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  • The Battlefield

    By Tad Montross|July 16, 2014|English

    Earlier this year I wrote a short piece entitled "The Playing Field." Little did I know it would soon become a battlefield. One broker describing the June 1st CAT renewals in Florida called it a knife fight. Alternative capital, Insurance-linked...

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  • Catastrophes, Capital and Competition: Talking Points From Down Under

    By Pietro Toffanello |July 01, 2014|English

    I recently participated in a stimulating roundtable event organised in Sydney by the publication Asia Insurance Review in collaboration with the law firm Clyde & Co. I joined a dozen other senior insurance industry executives to exchange views on...

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