Perspective

Our Perspective

  • Critical Illness as a Supplement to Hospital Indemnity

    By Steve Rowley|December 10, 2014|English

    Hospital stays are expensive and getting more costly each year. Deductibles, co-pays, non-covered expenses and out-of-network treatment can be unmanageable. For many people in the U.S., "out-of-pocket" translates to "out-of-money."...

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  • Critical Illness 101 Series

    By Steve Rowley|December 03, 2014|English

    We have all heard the saying that “The whole is greater than the sum of its parts.” This is as true for insurance as it is for anything else. Whether one is developing a first Critical Illness insurance product, selling to the consumer, underwriting...

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  • Diabetes and Life Insurance - Crossing the Divide

    By Andres Webersinke |November 13, 2014|English

    Diabetes is on track to become the world’s seventh leading cause of death by 2030, according to the World Health Organization. Diabetes already affects several hundred million people and worryingly, younger people are increasingly being diagnosed...

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  • Critical Illness As a Supplement to Limited Medical Plans

    By Steve Rowley|November 04, 2014|English

    The nature of Critical Illness insurance makes it a perfect supplement for countless insurance products. Detractors may argue that Critical Illness insurance isn't as comprehensive as core products, such as Health Insurance or Disability Income insurance...

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  • Critical Illness As a Supplement to Accident

    By Steve Rowley|October 19, 2014|English

    One of the more popular forms of supplemental insurance today is Accident insurance. Purchasers understand that, even with underlying health insurance, they will often be exposed to large out-of-pocket expenses after such common medical issues as sprains,...

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  • Good Prognosis for Critical Illness Insurance Market - Survey

    By Steve Rowley|September 16, 2014|English

    The critical illness insurance sector is in good health. That sounds like a contradiction in terms; in fact it’s the conclusion of our 13th annual Critical Illness Insurance Market Survey undertaken by Gen Re in conjunction with the National Association...

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