Our Perspective

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  Care and Attention Needed When Developing an LTC Portfolio

  By Sabrina Link and Annika Tiedemann |February 20, 2018|English | Français | Deutsch

  Long Term Care (LTC) insurance is a complex product that’s challenging for carriers on both the product and underwriting side. It’s hard to find a model example in a particular market because countries have their own social frameworks and...

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  Workplace Romance, Retaliation and #MeToo - A Valentine’s Day Bouquet for EPLI

  By Mindy Pollack |February 14, 2018|English

  Office romance is about as embedded in business culture as the Superbowl pool. A recent study found that 57% of employees have had an office romance - and 66% of these would have another.1 But when 47% of employees know of co-workers involved in intra-office...

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  A Blood Test Can’t Detect Cancer, Can It?

  By Andres Webersinke |February 06, 2018|English | Deutsch

  We began 2018 with some promising news on cancer: A simple blood test can now detect disease in eight common sites. Called the CancerSEEK test, it was developed at the Johns Hopkins Kimmel Cancer Center, and may herald a new age in cancer medicine. How...

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  How Self-Care Changes Where Insurers Find Medical Data

  By Dr. Chris Ball |February 01, 2018|English

  Healthcare systems everywhere are under stress from the demands of growing and ageing populations. Providers are looking for novel solutions to maintain or improve healthcare delivery. One approach is to develop health literacy to enable more people...

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• Synthesis Analysis - A Robust Statistical Tool for Life Insurance Underwriting and Pricing Research

  By L/H North America - Decision Analytics Team|January 25, 2018|English

  Application questions, health interviews, motor vehicle records, attending physician statements, paramedical exams, blood and urine tests, and prescription histories are common elements of the life insurance underwriting assessment process. This standard...

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  Recent New York Court Decision Poses Peril for Out-of-State Liability Insurers

  By Bill Paccione and Tim Fletcher |January 24, 2018|English

  New York-domiciled insurers have long been aware of N.Y. Ins. Law Section 3420, which prescribes requirements for liability insurance policies that are “issued for delivery” in New York. These requirements include specific time frames within...

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