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Perspective

Our Perspective

  • Cloudburst in Denmark - Just Another Tail Event?

    By Jan Højgaard|October 22, 2015|English

    One of the main purposes of a reinsurer is to cover tail events, characterized by high volatility and low frequency. Some tail events, such as the occasional large industrial loss, are predictable, while others present an opportunity for learning new...

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  • E&S Underwriters Are Putting Their Faith in Fac Reinsurance

    By Steve Eilers |October 21, 2015|English

    While recently attending the National Association of Surplus Lines Offices (NAPSLO) annual convention in San Diego, I was asked for my views on the property facultative market in the context of the E&S sector. This is an interesting time for fac...

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  • How Aging Dams Are Storing Up Trouble

    By Tim Pappas |October 15, 2015|English

    Dams are a vital part of our national infrastructure in the United States. Dams provide trillions of gallons of water for drinking, as well as for irrigation and industrial use; they also play a vital role in flood control, supplying hydroelectric power,...

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  • Crab Legs and Extensions of Coverage

    By John Harmonay|October 08, 2015|English

    In 2003 the Red Lobster seafood restaurant advertised “all you can eat” snow crab Legs. For about $20, diners were able to treat themselves to endless portions of snow crab legs. The promotion was an overwhelming success with patrons, and...

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  • The Truth About Earthquake Losses

    By Claire Abel |October 06, 2015|English

    Underwriting fire risk is relatively routine for property underwriters. We’re comfortable setting an estimated maximum loss for fire damage, and we’re confident that we have enough data to determine reasonable loss costs. We can also set...

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  • What’s Fueling Record Wildfires in the U.S.? [Infographic]

    By Chris Beston|September 16, 2015|English

    As wildfires continue to burn throughout the western states, there are specific areas of concern for underwriters. As part three of our wildfire series, this Infographic gives an overview of the current wildfire situation in the U.S. and provides a...

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