Our Perspective

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  Assessing Elderly Heart Disease Risk

  By Dr. John O'Brien |March 08, 2018|English | Deutsch

  The prevalence of cardiovascular disease - hypertension, coronary heart disease, heart failure or stroke - increases with age. Often, multiple cardiac conditions coexist with other illnesses, and this makes risk assessments for applicants aged 70 and...

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  How to Avoid Florida’s Bad Faith Minefield

  By Tim Fletcher |March 07, 2018|English

  It starts innocently enough - a seemingly routine “rear-ender” car accident that involves a policyholder wintering in Florida. The claimant driver of the other vehicle quickly seeks medical treatment and attorney representation. Then the...

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  Designing Life Insurance Application Forms Fit for Changing Times

  By Annika Tiedemann |February 27, 2018|English | Deutsch

  When filling out an application for insurance, a person typically faces questions that are comprehensive, somewhat complex, and perhaps even a barrier to getting the business done. This is particularly true of life insurance application forms dominated...

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• A Tootsie Pop, a Coin Flip and a Reinsurance Program - Understanding Probabilities

  By Rick Hartmann|February 20, 2018|English

  The Tootsie Pop commercials that aired when some of us were kids made me wonder how many licks it might take before you could get to the chocolate center of a Tootsie Pop. Now, as a reinsurance professional, I still find myself asking about probabilities,...

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  Care and Attention Needed When Developing an LTC Portfolio

  By Sabrina Link and Annika Tiedemann |February 20, 2018|English | Français | Deutsch

  Long Term Care (LTC) insurance is a complex product that’s challenging for carriers on both the product and underwriting side. It’s hard to find a model example in a particular market because countries have their own social frameworks and...

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  Workplace Romance, Retaliation and #MeToo - A Valentine’s Day Bouquet for EPLI

  By Mindy Pollack |February 14, 2018|English

  Office romance is about as embedded in business culture as the Superbowl pool. A recent study found that 57% of employees have had an office romance - and 66% of these would have another.1 But when 47% of employees know of co-workers involved in intra-office...

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