Perspective

Our Perspective

  • Negative Interest Rates - The Perfect Financial Storm

    By Tad Montross|April 16, 2015|English | Français

    Negative interest rates could create a perfect financial storm for the insurance industry, simultaneously putting investment returns and underwriting adequacy under unsustainable pressure. Compounding the risks for multinational insurers, a persistently...

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  • Cigarettes - What’s Your Poison?

    By Ross Campbell |March 08, 2015|English | Italiano

    If we ate rather than smoked cigarettes, we would expect the packets to list their ingredients to help us make informed healthy choices - perhaps resulting in our avoiding them altogether. But tobacco manufacturers are not obliged to do this. If the...

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  • What’s in a Name? And Why It Should Matter to Insurers

    By Dr. Chris Ball |March 05, 2015|English

    Collective nouns can be obscure (a sord of mallards), descriptive (a gaggle of geese) or just plain made up (a memory of elephants). Though less artificial, the traditional “herd” of elephants is a much less thoughtful construct than a “memory”....

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  • Insurance - An Asset or Expense?

    By Tad Montross|March 01, 2015|English

    Have we been thinking of insurance the wrong way? Many think of insurance as an expense. In fact, accounting rules treat it as such. As consumers, we know insurance...

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  • Are You Under-Leveraging Talent Due to Unconscious Bias?

    By Tad Montross|February 08, 2015|English

    As an underwriting company, our communications about biases to date have largely focused on underwriting. Another very important initiative for us is how the Human Element affects our decision making with regard to hiring and promotions. In 2013 the...

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  • Who Needs Insurance? Preparation for the Generations [Presentation]

    By Heidi Alpren |February 01, 2015|English

    It’s a new year and you already feel busy. Very busy. If you’re in the 25- to 54-year-old age group you know that work, household activities, caring for others, engaging in sports and other leisure activities are taking up most of your time,...

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