Our Perspective

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  Toward a Data-Driven Insurer - Understanding How to Formulate a Data Strategy

  By Samuel Lim |June 27, 2019|English

  “Artificial Intelligence”, “Big Data”, “Data Science” - buzz words such as these have been mentioned numerous times since the early 2000s. Many companies have since transitioned to a more data-driven culture; however,...

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  Mortality and Morbidity at the End of Life’s Road

  By Jean-Marc Fix |June 20, 2019|English

  How long will I live? It’s a question that humans have pondered since the dawn of time. From palmistry to the latest health fads, we have found more or less satisfactory answers. Those of us in the Life industry, as students of mortality, are...

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  When Two Cat Models Diverge and Neither Is Right, What Path Does an Underwriter Take?

  By Andrew Zastrow |June 17, 2019|English

  In our fast-paced, data-driven world, underwriters are increasingly dependent on Cat models to price individual risk locations. But can underwriters price an individual location accurately by using a model? Should they rely on one model, or average...

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  Can Suicide Risk Be Significantly Influenced by Underwriting?

  By Dr. Chris Ball |June 06, 2019|English | Español

  Suicide often leaves the bereaved with more questions than answers. Many will find it difficult to ever understand why such a drastic step was taken. The risk factors for suicide traditionally considered by life insurance underwriters are highly influenced...

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  Why Do Some People Survive to Age 100? - An Actuary’s Perspective

  By Beata Puls |May 29, 2019|English | Deutsch

  Developing reliable life tables is one of the most important objectives for life insurance companies. Mortality rates for single ages are usually very small numbers and we need a rather large sample size to obtain reliable estimates. Otherwise, they...

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  New York and Other States Pass Child Victims Laws - What Are the Implications for U.S. Insurers?

  By Bill Baumann |May 22, 2019|English

  The New York State Legislature passed the Child Victims Act, which extends the statute of limitations for victims of child sexual abuse and opens a one-year window for expired claims to be filed. Although not the first state to revive actions or extend...

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