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Perspective

Our Perspective

  • Paper Breaches Nearly Triple – 5 Tips to Reduce the Risk

    By Sarah Turek |April 04, 2018|English

    Did you know that the number of data breaches involving paper records nearly tripled in 2017? In a world where companies strive to be paperless, a lot of paper still circulates out there. When these paper records are lost or mishandled, data breaches...

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  • Automated Driving - Impact on Loss Costs Until 2035

    By Mathias N. Schubert (guest contributor)|March 23, 2018|English

    The effects of driver assistance and automated driving systems on road safety and accident loss costs are the subject of numerous and often speculative prognoses. For some, a massive reduction of road accidents and attendant loss costs is more or less...

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  • Genetics and Insurance - One Perspective on Future Directions

    By Dr. John Chevers, PHG Foundation (guest contributor)|March 15, 2018|English

    Insurers understand better than most that predicting ill health is more about probability than certainty. The industry’s predictive expertise is developed from objective analysis of medical reports and claim histories. Underwriters never have...

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  • Assessing Elderly Heart Disease Risk

    By Dr. John O'Brien |March 08, 2018|English | Deutsch

    The prevalence of cardiovascular disease - hypertension, coronary heart disease, heart failure or stroke - increases with age. Often, multiple cardiac conditions coexist with other illnesses, and this makes risk assessments for applicants aged 70 and...

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  • How to Avoid Florida’s Bad Faith Minefield

    By Tim Fletcher |March 07, 2018|English

    It starts innocently enough - a seemingly routine “rear-ender” car accident that involves a policyholder wintering in Florida. The claimant driver of the other vehicle quickly seeks medical treatment and attorney representation. Then the...

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  • Designing Life Insurance Application Forms Fit for Changing Times

    By Annika Tiedemann |February 27, 2018|English | Deutsch

    When filling out an application for insurance, a person typically faces questions that are comprehensive, somewhat complex, and perhaps even a barrier to getting the business done. This is particularly true of life insurance application forms dominated...

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