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Our Perspective

  • Revision of the Road Traffic Act (Almost) Paves the Way for Automated Driving in Germany

    By Mathias Schubert|June 13, 2017|English | Deutsch

    On May 12 the Upper House of the German Federal Parliament (Bundesrat) approved amendments to the Road Traffic Act (RTA) setting legal requirements for automated driving beyond “partial automation” in Germany. The revised legislation came...

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  • Do Advances in Prosthetic Technology Prompt a Different Claims Approach?

    By Anna Dalton |January 04, 2017|English

    One of the benefits of being a global excess of loss reinsurer is the opportunity to spot trends and share insights with our clients. One notable change we are seeing is the rise in the value of amputation claims. This can be attributed to the increased...

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  • Making Sense of Commercial Auto Insurance Experience

    By Diane Brown|December 07, 2016|English

    For several years, Commercial Auto (CA) insurers have observed worsening loss ratios and searched for the root causes. Why are loss ratios up 5 points, and in some cases as much as 30 points, for so many carriers in this space? We examined the combined...

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  • Workers’ Compensation and Auto Liability Collide

    By Diane Brown|September 26, 2016|English

    Motor vehicle crashes are the leading cause of worker death and have historically been the number one contributor to workplace catastrophic injuries. Now Workers’ Comp writers need to sit up and take notice because of a new trend: the rising frequency...

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  • The Drive Towards Fully Automated Vehicles Continues

    By Charlie Kingdollar|September 20, 2016|English

    When a Tesla vehicle with its Autopilot system engaged was involved in a fatal accident in Florida on May 7, it was the first one involving a partially automated Level 2 driving system. Since then, this accident has been the subject of scores of articles,...

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  • Fatal Crash Raises Questions About Automated Vehicles

    By Mathias Schubert|August 01, 2016|English | Deutsch

    Recent news of the first fatal accident involving a car in automated driving mode was followed by numerous articles, blogs and discussions on forums online. Most of them focused on the viability of automated driving functionality, bringing about a worthwhile...

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