Our Perspective
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Driving Under the Influence of Marijuana
By Bill Baumann June 20, 2018English
As more states legalize marijuana for medical and recreational use, there is a rising concern about the risk of people getting behind the wheel while high. Marijuana can slow reaction time, impair judgment and distance, and decrease coordination. After...
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Starts and Stops With Autonomous Driving in the U.S.
By Charlie KingdollarApril 09, 2018English
Autonomous vehicles, both cars and trucks, are being tested in at least a dozen states across the U.S. Commercial use has already begun with autonomous tractor-trailers hauling cargo and rideshare firms transporting passengers in cars in several locations....
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Automated Driving - Impact on Loss Costs Until 2035
By Mathias N. Schubert (guest contributor)March 23, 2018English
The effects of driver assistance and automated driving systems on road safety and accident loss costs are the subject of numerous and often speculative prognoses. For some, a massive reduction of road accidents and attendant loss costs is more or less...
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How to Avoid Florida’s Bad Faith Minefield
By Tim Fletcher March 07, 2018English
It starts innocently enough - a seemingly routine “rear-ender” car accident that involves a policyholder wintering in Florida. The claimant driver of the other vehicle quickly seeks medical treatment and attorney representation. Then the...
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Recent New York Court Decision Poses Peril for Out-of-State Liability Insurers
By Bill Paccione and Tim Fletcher January 24, 2018English
New York-domiciled insurers have long been aware of N.Y. Ins. Law Section 3420, which prescribes requirements for liability insurance policies that are “issued for delivery” in New York. These requirements include specific time frames within...
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When Workers’ Compensation & Auto Liability Collide - 5 Things Every Insurer Needs to Know [Presentation]
By Diane BrownSeptember 07, 2017English
Auto trends often collide with Workers’ Comp results. Auto writers use many tools to help underwrite their risks and contain losses - such as industry historical data, telematics, MVRs, black boxes and smartphone photos and videos. Workers’...
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