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Perspective

Our Perspective

  • So Where Is Tornado Alley Exactly?

    By Tony Iafrate|March 10, 2014|English

    Occasional op-eds in the insurance press point out the risk of being overly reliant on the output of risk models. The points made in such articles are often accurate and insightful - but they make actuaries like me, who build such models, wince. Over...

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  • An Insured Posts Defamatory Remarks on the Internet. What's the Biggest Verdict You Would Expect?

    By Charlie Kingdollar|February 11, 2014|English

    In past publications I’ve discussed how electronic communications have changed Personal Injury exposure coverage that is available under Homeowners and Personal Umbrella policies as well as provided under Commercial General Liability (CGL), General...

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  • 4 Trends Marine Insurers Should Watch for in 2014 [Presentation]

    By Jonathan Ball |February 03, 2014|English

    Marine insurers face challenging headwinds in 2014. The recent past provides multiple reminders to underwriters that natural catastrophes affect Marine just as they do Property risks, as highlighted by the disproportionately high number of insured losses...

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  • Predicting a New Toolkit for Claims Professionals

    By Bill Lentz |January 22, 2014|English

    Predictive analytics techniques are widely used in the insurance industry today, usually for actuarial and underwriting purposes. Using analysis of patterns in past events to model future outcomes or behaviors has made huge strides, largely thanks to...

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  • Emerging Issues Hit Home [Presentation]

    By Mindy Pollack |January 06, 2014|English

    When technology and privacy expectations clash, the result is more claims - and this emerging trend hits home in the habitational risk arena. Cameras installed for tenant safety may invade their privacy. Personal information maintained for tenant screening...

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  • Resolving New Zealand Earthquake Claims Complexity

    By Mo Tooker|January 01, 2014|English

    The global insurance market is closely watching the progress of earthquake claims settlements in New Zealand. Not only does New Zealand enjoy one of the highest insurance penetration rates in the world (over 6%), earthquake sublimits are rarely employed. Between...

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