Perspective

Our Perspective

  • The Fac Files - More than just a transaction

    By Tim Dunn |November 05, 2012|English

    Previous editions of our blog have focused on how facultative transactions enable an underwriter to write a risk he or she otherwise might not have been able to write. Sometimes lost in the noise, however, is how valuable conversations with our facultative...

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  • Cat's Soft Market - Looking for an end

    By Robert Vitale|October 10, 2012|English

    Back in 2010 a refrain that was commonly heard, and in some corners of the insurance industry generally accepted, was that without a catastrophe event of at least US $100 billion, the soft market that began in 2003 would continue indefinitely. Despite...

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  • Risk, Relationships and Ratings Explored

    By Janice Englesbe|October 01, 2012|English

    The global insurance industry was not as badly burned as the banking sector by the financial crisis, but it created uncertainty around all financial institutions. For insurers it’s meant that credit and financial strength ratings are more important...

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  • The Fac Files - Don’t decline that WC risk yet

    By Tim Dunn |September 18, 2012|English

    In my July blog, I discussed the various ways that Fac can be used to “carve out” a more vertical exposure within an otherwise docile risk. This month I’ll delve further into how and where Fac can be strategically used within Workers’...

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  • The Fac Files - Grow and defend your business with Cas Fac

    By Tim Dunn |August 13, 2012|English

    Our last Cas Fac entry discussed ways Fac can be used to grow your business by “carving out” tougher exposures, enabling you to write a risk you might otherwise have had to decline. An additional way facultative reinsurance can be used...

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  • Rating Agencies Want to Know - How is your company addressing emerging issues?

    By Charlie Kingdollar |July 23, 2012|English

    I heard from a large, national Property/Casualty carrier that A.M. Best asked, as part of their review of the insurer's enterprise risk management strategy, how the company was tracking and addressing emerging issues. Their question didn't surprise...

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