Perspective

Our Perspective

  • Alarm Bells Ringing For Workers’ Comp. Carriers

    By Diane Brown |May 21, 2012|English

    Workers’ Compensation business is always challenging. But insurers now have some critical issues that have the potential to seriously impact their bottom line. The use of opioids – drugs long used to treat acute pain and approved by the...

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  • U.S. Group Disability Market – accentuate the positive

    By Drew King|May 21, 2012|English

    Is there cause for optimism in the U.S. Group Disability Market? Figures from our latest U.S. Group Disability Market Survey, which covers around 95% of the marketplace, would seem to suggest so, with 2011 seeing some respectable albeit moderate gains. Total...

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  • All in Bad Faith?

    By Art Harris|May 17, 2012|English

    Bad faith liability is a fact of doing insurance business and no carrier is immune to the exposure. Insurers across the U.S. are susceptible when they deny coverage, reject settlement offers and do not investigate claims promptly. That’s why we’ve...

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  • EPLI - EEOC charges reach all-time high

    By Mindy Pollack |May 16, 2012|English

    Every year the Equal Employment Opportunity Commission releases its discrimination charge statistics, which we view as a good barometer of emerging claim trends for employers. The 2011 numbers, like those in the preceding year, reached an all-time high....

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  • U.S. Individual Disability Income Market - Good news first…

    By Drew King|May 12, 2012|English

    It finally looks as though there is some good news in the U.S. Individual Disability Income Market - some encouraging sales figures for 2011. According to our latest US Individual Disability Income Market Survey, there was a measurable increase in new...

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  • U.S. Group Life Business in Need Of Stimulus

    By Drew King|April 28, 2012|English

    The U.S. Group Life insurance market remains a mixed bag, according to our latest market survey. While in-force premium appears to be holding up, new sales continue to struggle. Thirty-four companies, representing over $22.3 billion in Total Life and...

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