Our Perspective

  • EPLI Products and Third-Party Coverage

    By James Nealon |July 31, 2012|English

    Employment Practices Liability Insurance is still a relatively new product. The first widespread offerings were introduced in the early 1990’s. Package policy based EPLI coverage has been available for less than half that time. EPLI coverage...

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  • Thoughts on Disability Insurance - our addiction to social security

    By Drew King|July 27, 2012|English

    Over the past year or so, there has been a lot of talk - and a lot of anxiety - in group disability insurance circles about the Social Security Disability Insurance (SSDI) program. As most of you know, SSDI benefits are an offset to private group long...

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  • Rating Agencies Want to Know - How is your company addressing emerging issues?

    By Charlie Kingdollar |July 23, 2012|English

    I heard from a large, national Property/Casualty carrier that A.M. Best asked, as part of their review of the insurer's enterprise risk management strategy, how the company was tracking and addressing emerging issues. Their question didn't surprise...

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  • EPLI and E&O - Real insurance agent exposure

    By Mindy Pollack |July 20, 2012|English

    Many agents may recall a recent article on the importance of recommending Employment Practices Liability Insurance to small business customers. Curtis Pearsall, CPCU, ARM and President of Pearsall Associates, provides several good reasons for including...

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  • Time to Put Tax Returns in the Underwriter's Toolkit

    By Tony Forte|July 19, 2012|English

    “The time has come, the Walrus said, to talk of many things”…sometimes that talk also involves the walk. Removing roadblocks to sales in an effort to be more profitable is the ultimate goal; perhaps that can be achieved by making...

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  • A New Principle-Based World

    By Jeremy Starr|July 18, 2012|English

    In “A Man for All Seasons” Sir Thomas More stated, "When a man takes an oath, he’s holding his own self in his hands. Like water." He cups his hands. "And if he opens his fingers then - he needn’t hope to find...

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