Perspective

Our Perspective

  • Private Long Term Care Insurance - A new dawn in the East?

    By Dr. Dirk Nieder |November 28, 2012|English

    Life expectancy in some Asian countries has increased between 30% and 75% in the last 50 years. As is illustrated in our latest publication, the longevity gap between countries like Japan, Korea, Hong Kong and Singapore and western countries like the...

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  • Cyber Security - New computer viruses infect systems

    By Charlie Kingdollar |November 26, 2012|English

    The U.S. may have developed three more previously unknown computer viruses - at least one of which seems to have infected computers in Iran and Lebanon. The purpose of these newly identified viruses remains unknown. Why should this be of interest to...

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  • Life Insurance - Underwriting Special Risks - Do you want to be a rock star?

    By Andres Webersinke |November 20, 2012|English

    Is golf a more dangerous activity than cycling? Is a rock musician more likely to live beyond age 27 than a mountain climber?* Life insurance underwriters sometimes face difficult and interesting questions when presented with a special risk. But what...

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  • Assessing Risk in Life Insurance - Case study #5

    By Tony Forte|November 19, 2012|English

    This month’s case study demonstrates the challenge of reading between the lines when assessing risk in applications for Life Insurance. Age: 26-year-old male Amount applied for: $482,000 Beneficiary: Spouse Background: This 26-year-old maintenance...

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  • ORSA - U.S. leaps ahead

    By Jeremy Starr|November 15, 2012|English

    In my last blog, I discussed the passage of the Risk Management and Own Risk and Solvency Assessment (ORSA) Model Act by the NAIC. The inspiration for this move was the need for the U.S. regulatory scheme to become more compatible with the EU and Solvency...

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  • 2012 U.S. Critical Illness Insurance Market Survey

    By Steve Rowley |November 09, 2012|English

    Gen Re, in conjunction with the National Association of Critical Illness Insurers (NACII), has been conducting a survey of the U.S. Critical Illness insurance market since 2006. We have just completed our 2012 survey (which covers 2011 sales). While...

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