Perspective

Our Perspective

  • Assessing Risk in Life Insurance - Case study 2

    By Tony Forte|September 11, 2012|English

    This month’s case study involves a husband and wife applying for Second to Die coverage. Ages: Male, age 61 / Female, age 56 Amount applied for: $1,250,000 Beneficiary: Irrevocable Life Insurance Trust Background: The male is a self-employed...

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  • Thoughts on Life/Health Insurance - The "I" Word

    By Drew King|September 04, 2012|English

    In our ongoing conversations with executives and managers in the U.S. Life/Health business, a recurring theme is something I'll call the "I word” - Innovation. Everyone believes passionately in its importance to his or her future success;...

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  • Serving Solutions for Unwanted Liquor Exposures

    By Mindy Pollack |August 29, 2012|English

    So often we read about dram shop claims against restaurants and other establishments that find their way into General Liability policies, despite a liquor exclusion. Allegations of negligence - particularly failure to arrange for safe transportation...

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  • Why U.S. Insurers Should Be Paying Attention to Food Production Problems in China

    By Charlie Kingdollar |August 27, 2012|English

    The International Herald Tribune published an article this summer, discussing contaminated food incidents occurring in China. These included: - Mercury in baby formula - Cabbages sprayed with formaldehyde - Used cooking oil scooped out...

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  • Risk Management - The building blocks of ERM

    By Jeremy Starr|August 24, 2012|English

    The financial crisis has introduced the area of risk management to much of the Western World via news reports, blogs and tweets. This fact has not been lost on insurance regulators, with many jurisdictions working on requirements for insurers to prepare...

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  • Assessing Risk in Life Insurance - Case study 1

    By Tony Forte|August 22, 2012|English

    As a leading provider of facultative reinsurance we receive many challenging cases to review. For the next few months I thought I would turn the table and offer cases for the reader to review. Let's say, you were presented with a professional athlete,...

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